Prepaid card

PostFinance Business Account

  • Standard business account

Business type:
SME, Startup, Self-employed, Large company, Public-sector entity
Currency:
CHF, USD, EUR
Requirements:

For businesses: large companies, small and medium-sized enterprises (SMEs) and startups.

Interest rate:

0% per year.

Debit interest on overdrafts:

The rate of debit interest is 9.5% p.a (CHF, EUR).

Withdrawals:

Unlimited withdrawal options.

Credit cards:

Visa Business Card: CHF 80 per year. Cash-back.

Capital payment:

Nonrecurring costs of capital payment account for GmbH or AG: CHF 145.

Account management costs:

Account opening: free of charge.
Account management fee: CHF 60 per year (in foreign currency CHF 24 per year). For businesses outside of Switzerland: CHF 25 per month.
Free of charge from 60,000 transactions within Switzerland.
Close-out of account: free of charge.
Statements of account: electronically free of charge. Per mail CHF 3 per month for 1 statement of account plus postal fees.
Account closure: Yearly, free of charge.

Payment transaction costs:

Incoming payment (Switzerland): free of charge.
Electronic payment order (Switzerland): CHF: free of charge.
Electronic payment order (abroad): SEPA payments in Euro free of charge; other payments (non-SEPA) and currencies CHF 2 per payment.
Non-electronic payment order: depending on order type.
Permanent order: Execution (Switzerland in CHF): free of charge.
Payment by direct debit (LSV): free of charge.

Purchases:

PostFinance Card: CHF 30.
Purchases in Switzerland in CHF: free of charge.
Purchases in foreign currencies and abroad: 1.5%.
 

Cash withdrawals:

Cash withdrawal at ATMs of PostFinance: free of charge.
Cash withdrawal at ATMs of other banks in CHF: CHF 2.
Cash withdrawal abroad: CHF 5 and exchange rates.

Special services:
Debit Mastercard, Mobile banking, Online banking, Credit card, Startup advisory
Software:
Not specified.
General information:

Business account of PostFinance.