PostFinance Start-up offer for new entrepreneurs

For small and medium-sized enterprises (SMEs) and startups.
Conditions for start-up offer: Company domicile/registered office in Switzerland or Liechtenstein, company founded no more than two years ago, a capital payment account or business account by PostFinance.
Please note that the special conditions cannot be granted retrospectively for products that have already been taken out.

0% per year.

The rate of debit interest is 9.5% (CHF, EUR).
The rate of debit interest is 5% (USD, JPY, GBP).
The rate of debit interest is 7% (SEK, NOK, DKK, AUD, CAD).

Unlimited withdrawal options.

Visa Business Card: CHF 80 per year (free of charge in the first year). Cash-Back: Reimbursement of sales.

Nonrecurring costs of capital payment account for GmbH or AG: CHF 145.

Account opening: free of charge.
Account management fee (CHF, EUR): CHF 60 per year (other foreign currency CHF 24 per year). The first two years free of charge (CHF, EUR). Free of charge from 60,000 transactions within Switzerland.
For businesses outside of Switzerland: CHF 25 per month.
Close-out of account: free of charge.
Statements of account: electronically free of charge. Per mail CHF 3 per month for 1 statement of account.
Account closure: Yearly, free of charge.

Incoming payment (Switzerland): free of charge.
Electronic payment order (Switzerland): CHF: free of charge.
Electronic payment order (abroad): SEPA payments in Euro free of charge; other payments (non-SEPA) and currencies CHF 2 per payment.
Non-electronic payment order: depending on order type.
Permanent order: Execution (Switzerland in CHF): free of charge.
Payment by direct debit (LSV): free of charge.
National incoming and outgoing payments: from 60,000 transactions CHF 0.12 per transaction, from 100,000 transactions CHF 0.08 per transaction, from 1 million transactions on request.

PostFinance Card: CHF 30.
Purchases in Switzerland in CHF: free of charge.
Purchases in foreign currencies and abroad: 1.5% in addition to foreign exchange rates.

Cash withdrawal at ATMs of PostFinance: free of charge.
Cash withdrawal at ATMs of other banks in CHF: CHF 2.
Cash withdrawal abroad: CHF 5 and exchange rates.
Cash withdrawals at Migros, Coop Pronto shops and Denner: free of charge.

Business account for startups of PostFinance.
The business account is available in CHF, EUR and eight other foreign currencies (USD, AUD, GBP, DKK, JPY, CAD, NOK, SEK).