Prepaid card
PostFinance Mastercard Gold
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Gold credit card
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Private account necessary
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With cash back
- Only possible with bank package
General
The PostFinance Mastercard Gold has the same conditions as the PostFinance Visa Gold Card.
PostFinance credit cards are only available as part of the Smart, SmartPlus, SmartYoung and SmartStudent banking packages.
Card replacement fee: CHF 30 (CHF 25 via e-finance).
Costs
Annual fee of CHF 100. CHF 50 discount on the first main card in the SmartPlus, Smart Young and SmartStudent banking package.
Annual fee for additional card: CHF 40.
SmartPoints: 5 points per CHF 1 spent (10 points in the first year), 5050 welcome points. You’ll receive 10,000 points when you sign up for or upgrade to the SmartPlus banking package.
Discount at Avis.
Travel accident insurance: CHF 150,000 per person, cumulative CHF 500,000.
Up to 25,000 Swiss francs of search, rescue and repatriation costs covered per incident.
Coverage of up to 12,500 Swiss francs for trip cancellations and up to 3000 francs for trip interruptions.
In the event of damage to or theft of the rental car, the deductible of another insurance policy is covered up to CHF 2000 per incident (maximum 90 days).
Up to 2500 francs per trip are paid in case of theft, loss or damage of luggage. In case of luggage delay (from 6 hours) it is up to 300 francs per person and trip (maximum CHF 2000 per year).
Coverage of up to 1000 Swiss francs per year against theft, robbery and accidental damage within 30 days of purchase (value of products is at least CHF 50).
Manufacturers warranty extended up to 24 additional months for up to CHF 1000 per year in purchases (value of products is at least CHF 50).
Differences between purchase prices and lower offers of 30 Swiss francs of more are reimbursed up to 2000 Swiss francs per year (maximum 5 incidents per year, value of products is at least CHF 50, within 14 days of purchase). Valid in Switzerland.
Buyer's legal protection: CHF 25,000 per event.
Travel legal insurance of up to 150,000 Swiss francs within Europe and 50,000 francs outside of Europe.
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