Prepaid card
PostFinance Visa Platinum Card
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Platinum credit card
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Private account necessary
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With cash back
General
Card network
Visa
Card type
Platinum
Issuer
PostFinance
Currency
CHF
General information
Not specified.
General conditions
In order to get the card, you need an account with the same bank.
Spending limit
There is no maximum limit.
Payment method
eBill, Direct debit (LSV), QR-bill, Prepayment
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 9.5% is owed.
Late payment fees
There are no reminder fees.
Costs
Annual fee
The annual fee is CHF 250.00.
Paper invoice
Kostenlos.
Additional cards
First additional card free of charge. Each additional card CHF 90.
Card loss
A replacement card costs CHF 30.00.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.7% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.7% of the purchase amount.
Exchange rate markup
1.662% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Cash withdrawals in Switzerland are free of charge.
Cash withdrawal abroad:
There is an administrative fee of 1.7%.
Special services
Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Fitbit Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN, SMS service, Additional cards
Bonus points / cash-back
Cashback of 1% in the first year and 0.5% in the following year. Fees, interest and cash withdrawals are excluded from turnover.
Car rental discounts
Discount at Avis.
Airport lounge access
Standard Priority Pass membership (discounted entry to participating airport lounges) plus 2 complimentary lounge visits annually.
Concierge service
Concierge service provided by Allianz Travel Switzerland. No additional booking fee.
Insurance: cancellation & assistance
Coverage of up to 15,000 Swiss francs per incident for trip cancellations or trip delays.
Insurance: car rental
Collision and loss damage waiver up to 5000 Swiss francs.
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