Prepaid card

PostFinance Visa Classic Card

  • Standard credit card

  • Private account necessary

  • With cash back


Card network
Card type
General information

PostFinance Visa Classic Card and PostFinance Mastercard Standard have the same conditions. 

General conditions
In order to get the card, you need an account with the same bank.
Spending limit
There is no maximum limit.
Payment method
eBill, Direct debit (LSV), QR-bill, Prepayment
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 9.5% is owed.
Late payment fees
CHF 20 to CHF 40: No late payment fee for first and second payment reminder. CHF 20 for third reminder. CHF 40 for each additional reminder.

Customer satisfaction

General satisfaction    8.2/10 (Very good)
Helpfulness    8.0/10 (Very good)
Product information    8.0/10 (Very good)
Assistance    7.9/10 (Good)


Customer satisfaction
Bonus points / cash-back
Car rental discounts
Frequent flyer miles
Airport lounge access
Concierge service
Charity & sustainability
Various vouchers & discounts
Insurance: death & disability
Insurance: rescue & repatriation
Insurance: medical expenses
Insurance: flight delay & cancellation
Insurance: car rental
Insurance: luggage
Insurance: purchase protection
Insurance: return protection
Insurance: best price guarantee
Insurance: legal protection
Insurance: various


Annual fee
The annual fee is CHF 50.00.
Paper invoice
Additional cards

Annual fee for additional card: CHF 20.

Card loss
A replacement card costs CHF 30.00.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.7% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.7% of the purchase amount.
Exchange rate markup
1.865% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 3.5% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 3.5% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.70%.
Special services
Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Fitbit Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN, SMS service
Bonus points / cash-back

Cashback of 0.6% in the first year and 0.3% in the following year. Fees, interest and cash withdrawals are excluded from turnover.

Car rental discounts

Discount at Avis.