PostFinance Investment Consulting Plus

Investment advice
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General information:

This service is suitable for people who want to make their own investment decisions and receive comprehensive advice from the bank. In addition, information on market changes is always provided and continuous monitoring is guaranteed.
In addition to the investment focus on Switzerland, mandates with a global and sustainable orientation are also offered. These are implemented using collective investments and ETFs.
Recommended minimum investment amount: CHF 80,000.

Minimum investment amount:

CHF 5000

Type of service:

Investment advisory

General costs:

The lump-sum fee becomes lower the larger the amount invested.
From CHF 0: Fees of 0.90% on the average investment assets per year (minimum fee CHF 720 per year).
From CHF 250,000: fees of 0.85% per year.
From CHF 500,000: fees of 0.80% per year.
From CHF 1 million: fees of 0.75% per year.
Included in the flat fee are custody account management, asset management, brokerage fees (250 transactions per calendar year free of charge, thereafter CHF 100 per transaction), portfolio monitoring, quarterly statement of assets and tax statements.
Product costs, VAT, third-party commissions, third-party expenses and stamp duty are not included.

Product fees:

Product fees are not included.

Transaction fees:

Transaction costs are partially included in the flat fee.

Retrocessions:

Products without kickbacks.

Taxes:

Stamp taxes and VAT are not included in the flat-rate fee.

Minimal risk:

Interest income strategy: equity component 5-25%.

Low risk:

Income strategy: Equity share 20-40%.

Limited risk:

Not available.

Balaned risk:

Balanced strategy: Equity component 35-65%.

Substantial risk:

Growth strategy: equity component 50-90%.

High risk:

Stratégie Gain en capital: part d'actions 68-100%.

Individual requests:

Individual investment requests are possible.
Investment proposals are submitted on an ongoing basis in accordance with the selected investment strategy, which can also be customized.

Additional services:

Mobile access, Robo advisor

Specialized asset types:

Equities, Bonds, ETFs, Real estate, Commodities