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Raiffeisen variable-rate mortgage

Swiss adjustable-rate mortgage

General information:

Renovation mortgage for renovations.

Indicative mortgage rates (in %):

Variable first mortgage: 3%

Update:

03/17/2025

Minimum amount:

No minimum amount.

Maximum amount:

Not specified.

Types of property:

Primary residence, Secondary residence, Holiday home, Investment property, Commercial property

Types of financing:

New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Renovation

Conditions and costs:

Be aware that costs and conditions may vary depending on the branch.

Loan-to-value ratio:

The maximum loan-to-value ratio for your property is 80%.

Affordability:

The mortgage costs must not exceed a third of your income.

Second mortgage:

Second mortgages are available.

Notice period:

Not specified.

Amortization:

You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.

Interest charge frequency:

Not specified.

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