Raiffeisen fixed-rate mortgage

Renovation mortgage for renovations. Forward mortgage: Fixed mortgages can be agreed in advance for an interest surcharge.

Fixed-rate mortgage 2 years: 1.23%

Fixed-rate mortgage 3 years: 1.28%

Fixed-rate mortgage 4 years: 1.4%

Fixed-rate mortgage 5 years: 1.52%

Fixed-rate mortgage 6 years: 1.63%

Fixed-rate mortgage 7 years: 1.73%

Fixed-rate mortgage 8 years: 1.83%

Fixed-rate mortgage 9 years: 1.91%

Fixed-rate mortgage 10 years: 2%

Fixed-rate mortgage 11 years: 2.31%

Fixed-rate mortgage 12 years: 2.36%

Fixed-rate mortgage 13 years: 2.45%

Fixed-rate mortgage 14 years: 2.48%

Fixed-rate mortgage 15 years: 2.51%

04/18/2025

No minimum amount.

Not specified.

Primary residence, Secondary residence, Holiday home, Investment property, Commercial property

New mortgage, Refinancing, First mortgage, Second mortgage, Indirect amortization, Forward mortgage, Renovation

Be aware that costs and conditions may vary depending on the branch.

The maximum loan-to-value ratio for your property is 80%.

The mortgage costs must not exceed a third of your income.

Second mortgages are available.

An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.

You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is not available.
Indirect amortization is available.

Not specified.