Rating agencies like Moody’s, Fitch and Standard & Poor’s provide ratings of borrowers based on their overall creditworthiness.

The rule of thumb is: The higher the creditworthiness and therefore the resulting rating, the lower the investment risk and the lower the potential for profit.

During the financial crisis, even the reputations of highly-regarded rating agencies suffered due to their incorrect valuations.

Ratings of Swiss banks
Ratings used by rating agencies

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