Rating Agencies

S&P, Moody's, Fitch Ratings Compared

Creditworthiness Ratings

What do S&P, Fitch and Moody's Ratings Mean?

Standard & Poor’s (S&P) Moody’s and Fitch are the three most significant rating agencies in the world. These agencies rate the creditworthiness of countries and private enterprises.

“AAA” or “Aaa” is the highest rating across all three rating agencies and indicates the highest level of creditworthiness. A “D” rating (“C” rating from Moody’s) indicates poor creditworthiness of a company or government. A difference is made between short-term and long-term ratings.

See creditworthiness ratings of Swiss banks

  Moody's S&P Fitch
Ungefähre Umschreibung Long Term Short Term Long Term Short Term Long Term Short Term

Investment grade:
Highest (Triple A)

Aaa P-1
(Prime-1)
AAA A-1+ AAA F1+
Investment grade:
Very high
Aa1 AA+ AA+
Aa2 AA AA
Aa3 AA- AA-
Investment grade:
High
A1 A+ A-1 A+ F1/F1+
A2 P-2/P-1
P-2/P-1
P-2 (Prime-2)
A A F1
A3 A- A-2 A- F2/F1
F2
Investment grade:
Good
Baa1 BBB+ BBB+
Baa2 P-3/P-2
P-3 (Prime-3)
BBB A-3 BBB F3/F2
F3
Baa3 BBB- BBB-
Speculative grade:
Speculative
Ba1 Not Prime BB+ B BB+ B
Ba2 BB BB
Ba3 BB- BB-
Speculative grade:
Highly speculative
B1 B+ B+
B2 B B
B3 B- B-
Speculative grade:
Very high risk
Caa1 CCC+ C CCC C
Caa2 CCC
Caa3 CCC-
Speculative grade:
Very near to default
Ca CC
C
C
CC
C
C
In default C SD/D D RD/D RD/D

Ratings match those published by agencies and moneyland.ch bears no responsibility for the accuracy of data.

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