Sanitas Vital Basic

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Sanitas Vital Basic

  • Basic outpatient insurance

General

General information:

Outpatient insurance Sanitas Vital Basic.

Notice period:

The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year. 

Premiums and discounts:

Amount of premiums varies depending on the age, place of residence and gender of the insured person. 
Discount for early payment.
The last age class change is at age 96.
The premiums for 2026 are shown here.

Glasses and contact lenses:

Cost contribution to eyeglass lenses, contact lenses and vision aids or eye lasering: 100%, up to CHF 300 within 3 calendar years, including neighboring foreign countries.

Vaccinations:

80 percent contribution to costs, up to a maximum of CHF 500 per calendar year including gynecological check-ups.

Preventative examinations:

80 percent cost contribution, up to a maximum of CHF 500 per calendar year including vaccinations.

Gym memberships:

No coverage.

Medicines:

90 percent of medicines not coverd by health insurance companies.

Alternative medicine:

No coverage.

Psychotherapy:

No coverage.

Search & rescue in Switzerland:

Full cover for emergency transportation and rescue costs. Search costs: CHF 50,000 per event.

Search & rescue abroad:

Costs are covered if organized by Sanitas Assistance.

Medical costs abroad:

Full coverage of outpatient and inpatient emergency treatment for a maximum of 180 days.

Tooth misalignment treatments:

Treatment of tooth misalignment up to the age of 20 (end of calendar year): 50 percent up to CHF 10,000 per calendar year, including neighboring foreign countries.

Dental treatments:

No coverage.

Spa & convalescent therapy :

Coverage within hospital insurance.

Equipment:

90 percent up to CHF 1000 per calendar year (amount in excess of basic insurance benefit and others according to list).

Sterilization:

No coverage.

Maternity:

No coverage.

Ear corrections:

No coverage.

Home care:

Coverage within hospital insurance.

Additional services:

Full cover even with pre-existing conditions (for a surcharge or with restriction).
Increase (with health check) of the insurance level possible (per first day of the month).

Scope of services

Scope of services
Glasses and contact lenses
Vaccinations
Preventative examinations
Gym memberships
Medicines
Alternative medicine
Psychotherapy
Search & rescue in Switzerland
Search & rescue abroad
Medical costs abroad
Tooth misalignment treatments
Spa & convalescent therapy
Medical aids and equipment
Sterilization
Maternity
Ear corrections
Home care

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Special offers for Moneyland users

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Special Offer: CHF 42.90/m

Fiber & Sky Show

  • Fiber up to 2.5 Gbit/s & unlimited premium series

  • CHF 42.90/m for 6 months (then CHF 40.90/m)

  • Free activation (worth CHF 99)

Free bank account

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  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

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Special Offer: CHF 42.90/m

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Fiber up to 2.5 Gbit/s & unlimited premium series