Savings Calculator

{{ calculator.input_title }}
{{ calculator.output_title }}
{{ calculator.errors['Resultouput'] }}

About the savings calculator by

  • The leading Swiss savings calculator. The initial deposit, additional deposits, regularity and timing of deposits (in advance or in arrears), term and interest rate are all accounted for in results.
  • Interest rates can be positive or negative.
  • Find more information on the compound interest effect here.
  • The German interest model is used in calculations: Every month has 30 days, a year has 360 days (30/360). In Switzerland, this is the predominant model used for investments like bonds and savings accounts.
  • Entered values are not rounded off. The exact interest for each year is calculated. Only results are rounded to the nearest 5 centimes.
  • Calculation of savings term: Total capital, including any additional deposits and intra-year interest, is reviewed at the end of each month. Results show the term over which the target capital will be attained or surpassed in years and months. When the target capital entered is lower than the intitial deposit and a negative interest rate is selected, results show the term required to to either match or fall below the target capital.
Trading platforms

Brokers with low fees

Swiss Broker

Saxo Bank Switzerland

  • Swiss online bank

  • Favorable prices stock trading

  • High account interest rates

Swiss Broker


  • Swiss online bank

  • No custody fees for stocks

  • Free market research and trading signals

Request now without obligation

Choice of digital asset managers

Robo advisor

True Wealth

  • BLKB as partner and custody bank

  • Flat fee: 0.5% - 0.25%

  • Free test account

Robo Advisor


  • Digital asset manager

  • An offer from the bank CIC

  • Free test account

Digital asset management


  • Digital financial assistant

  • Free investment plan

  • Free test account

Request now without obligation

Swiss wealth managers

Digital Private Banking

volt by Vontobel

  • Access to Vontobel investment experts

  • Individually selectable investment products

  • Information without obligation

Robo advisor

Bank CIC cleverinvest

  • Digital asset manager

  • Flat fee of 0.5%

  • Already from CHF 1000

Online wealth management

PostFinance E-Investment Management

  • Digital wealth management

  • From CHF 5000

  • Direct opening possible