smile.legal premium

  • Premium coverage

General

General information:

Worldwide coverage. The legal protection insurance is provided by the Coop Legal Protection AG.

Insured persons:

Within the scope of individual insurance: the policyholder. Within the scope of household insurance: the policyholder and those persons who live permanently with him in the same household. In addition: children in education and minor children of these persons who regularly return to his household as weekly residents.

Coverage Switzerland:
CHF 300,000
Coverage Europe:
CHF 300,000
Coverage World:
CHF 30,000
Insurance rate (comments):

Stamp taxes of 5 percent included.

Personal legal protection - individual:
Not specified
Motor legal protection - individual:
CHF 115.00
Personal & motor legal protection - individual:
CHF 300.00
Personal legal protection - family:
Not specified
Motor legal protection - family:
CHF 145.00
Personal & motor legal protection - family:
CHF 350.00
Choice of legal representation:

Choice of legal representation: the insurance company has the right to reject a lawyer proposed by the insured person. The insured person may then propose three lawyers from different law firms in the relevant jurisdiction, from which the insurance company can select the lawyer to be appointed.

Termination of contract:

Cancellation by the insurance company possible: up to 1 month before the end of the year for the following year. After an insurance claim has been paid. If facts of danger have been concealed. In the event of intentional causation or fraudulent substantiation of the insurance claim.

Contract duration:

Minimum contract duration: 1 year. The contract will automatically renew for another year unless termination notice is given 1 month in advance.

Waiting period:

The insurance coverage will be granted if the legal case arose after a waiting period of 3 months after the commencement of the insurance.

Minimum amount in dispute:

Minimum amount in dispute: CHF 300.

Personal legal expense coverage:
Civil damages law, Criminal law, Insurance law, Tenancy law, Property law, Labor law, Contract law, Neighbor law, Internet law, Real estate law, Public building law
Personal legal protection (comments):

Coverage by smile.legal premium.

Driver legal expense coverage:
Civil damages law, Criminal law, Insurance law, Disqualification from driving, Vehicle contract law
Motor legal protection (comments):

Exclusions (examples): If the driver was not authorized to drive the vehicle. When acquiring or re-acquiring a driver’s license.

Legal protection advisory services:
Neighbor law, Marital law, Personal law, Family law, Inheritance law, Internet law, Public building law, Tax law
Legal protection advisory (comments):

Legal advisory protection covering all other matters: up to a maximum of CHF 500 per year and incident (max. 1 case).

General coverage:
Lawyers' fees, Travel expenses, Court fees, Counterparty's fees, Expert reports, Penalty order
Additional services:

Translation and travelling expenses (legal case abroad): covered up to CHF 3000.

Scope of services

Total scope
Personal legal protection
Motor legal protection
Scope of advisory services
Minimum amount in dispute
Mediation
Waiting period
Choice of legal representation
Contract duration
Coverage Switzerland
Coverage Europe
Coverage World

More products


Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Deal of the Day
×
Funds

Allianz Fund Investments

Special offer with CHF 200 welcome bonus