smile.travel clever
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Cancellations & interruptions
General
The risk carrier is Helvetia.
Only for persons resident in Switzerland.
The insurance is extended automatically each year if it is not cancelled at least 1 month before it ends.
Stamp taxes and 10% online discount included.
Travel assistance: CHF 98.00
Cancellation & assistance (combined): CHF 98.00
Travel assistance: CHF 168.00
Cancellation & assistance (combined): CHF 168.00
Travel assistance: CHF 98.00
Cancellation & assistance (combined): CHF 98.00
Worldwide coverage.
Deductible of 10 percent for the amount above CHF 10,000 (for families: 20 percent above CHF 20,000).
In the event of theft of personal documents or termination of employment or taking up employment: Limitation of benefits to CHF 10,000 per event (CHF 20,000 for families).
Worldwide coverage.
Not included in the insurance.
Additional costs such as accommodation and catering abroad, up to a maximum of CHF 700 per person (using a rental car up to CHF 1000 per person).
If a serious illness or accident forces the insurance holder to abandon the trip, a replacement trip worth up to CHF 5000 (CHF 10,000 for families) is covered. The proportional costs of the unused travel arrangement are covered up to CHF 10,000 (families: CHF 20,000).
Luggage (with the exception of valuable items) is insured up to a maximum of CHF 1,000 (maximum CHF 4000 per trip) against loss, damage or delay, if it is with a transport company.
Not included in the insurance.
Not included in the insurance.
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