smile.travel premium
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Cancellations & interruptions
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Medical costs
General
The risk carrier is Helvetia.
Additional to cancellation cost and personal assistance insurance, a medical cost insurance is included.
Only for persons resident in Switzerland.
The insurance is extended automatically each year if it is not cancelled at least 1 month before it ends.
Stamp taxes and 10% online discount included.
Travel assistance: CHF 147.00
Cancellation & assistance (combined): CHF 147.00
With addition of medical expenses: CHF 147.00
Travel assistance: CHF 247.00
Cancellation & assistance (combined): CHF 247.00
With addition of medical expenses: CHF 247.00
Travel assistance: CHF 147.00
Cancellation & assistance (combined): CHF 147.00
With addition of medical expenses: CHF 147.00
Worldwide coverage.
Deductible of 10 percent for the amount above CHF 10,000 (for families: 20 percent above CHF 20,000).
In the event of theft of personal documents or termination of employment or taking up employment: Limitation of benefits to CHF 10,000 per event (CHF 20,000 for families).
SOS assistance: worldwide coverage. With airline insolvency protection, worldwide medical and hospital expenses, dog and cat insurance, air accident insurance, volcano insurance.
Not included in the insurance.
Additional costs such as accommodation and catering abroad, up to a maximum of CHF 700 per person (using a rental car up to CHF 1000 per person).
If a serious illness or accident forces the insurance holder to abandon the trip, a replacement trip worth up to CHF 5000 (CHF 10,000 for families) is covered. The proportional costs of the unused travel arrangement are covered up to CHF 10,000 (families: CHF 20,000).
Luggage (with the exception of valuable items) is insured up to a maximum of CHF 1,000 (maximum CHF 4000 per trip) against loss, damage or delay, if it is with a transport company.
Not included in the insurance.
Worldwide coverage (with the exception of Switzerland) up to a maximum of CHF 20,000.
For people who have not yet reached their 80th birthday.
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