Credit Cards
SGKB SARON mortgage
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Swiss SARON mortgage
General information:
Switch to provider's fixed-rate mortgage possible.
Approximate markup (as a %):
3-year SARON mortgage, 3-month interest term: 1.1%
4-year SARON mortgage, 3-month interest term: 1.1%
5-year SARON mortgage, 3-month interest term: 1.1%
Update:
05/02/2024
Calculation variant compounded SARON:
Variant 3: Payment of interest at the end of the interest term; determined earlier; observation period set back slightly.
Minimum amount:
CHF 200,000
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Forward mortgage
Conditions and costs:
Not specified.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Second mortgages are available.
Notice period:
An early withdrawal from the mortgage agreement is possible only if a compensation for the early termination is paid.
Amortization:
You don't have to pay off the first mortgage. You have to pay off the second mortgage in full within 15 years.
Direct amortization is available.
Indirect amortization is available.
Direct amortization is available.
Indirect amortization is available.
Interest charge frequency:
Not specified.
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