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Sympany casamed hmo

HMO model
Primary care: HMO center

General

General information:

Health insurance model «casamed hmo» of the insurance company Sympany.

Health insurance model:

HMO model: As an HMO policy holder, you are required to get medical consultation from a doctor at an eligible HMO center before receiving further treatment. Your HMO center may then refer you to specialists, therapists or hospitals. A primary consultation from an HMO center is not necessary in the event of medical emergencies, gynecological examinations and treatments by eye doctors.

Choice of doctor:

Your choice of general practitioners is limited to doctors at HMO health centers which partner with Sympany.

Pharmacy choice:

You get free choice of pharmacy

Number of policyholders:

A total of 211,968 people hold compulsory health insurance policies from Sympany.

Additional child-discount:

Sympany does not offer additional premium reductions for more than one child.

Administrative costs:

5.5% (ratio of adminstrative costs to risk-adjusted premiums as per BAG data).

Administrative costs per policyholder:

CHF 228 (as per the most recent BAG data).

Customer satisfaction

General satisfaction 7.5/10 (Good)

Helpfulness 7.7/10 (Good)

Billing: flexibility 7.7/10 (Good)

Reimbursement: time frame 8.0/10 (Very good)

Product information 7.5/10 (Good)

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Fiber & Sky Show

Fiber up to 2.5 Gbit/s & unlimited premium series
CHF 42.90/m for 6 months (then CHF 40.90/m)
Free activation (worth CHF 99)

Free bank account

Yuh

No account fees
Banking partner: Swissquote
CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days
Licensed Swiss bank (FINMA)
Free expert research and trading signals

Swiss Trading Platform

Swissquote

Leading Swiss online bank with FINMA license
Free multicurrency account & low commissions
Access to more than 3 million products (shares, ETFs, crypto and more)

Online private account

UBS Banking for adults

Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App
Plus KeyClub rewards program
50 CHF welcome gift

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