TCS Member Mastercard

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Travel insurance

TCS Member Mastercard

  • Standard credit card

  • For TCS members

  • With cash back

General

Card network
Mastercard
Card type
Standard
Issuer
Cembra Money Bank
Currency
CHF
General information

Only for TCS members. 1% cashback when using cards at SWISS, Edelweiss, SBB, Mobility and Airbnb. 2.75% petrol station cashback at BP, Tamoil and 1.65% at Ruedi Rüssel and Miniprix. 5% charging cashback in Switzerland & Europe with the TCS eCharge app, 20% parking cashback in Switzerland with the TCS Park & Pay app, 5% cashback on TCS rental cars. With individual design possible for a one-off fee of CHF 30.

General conditions
Not specified.
Spending limit
The maximum limit is CHF 20,000 per month.
Payment method
Direct debit (LSV), QR-bill, Prepayment
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 13.95% is owed.
Late payment fees
A late payment fee of CHF 30.00 per payment reminder applies.

Customer satisfaction

General satisfaction    7.6/10 (Good)
Helpfulness    7.9/10 (Good)
Product information    7.4/10 (Good)
Assistance    7.7/10 (Good)

Ratings

Customer satisfaction
Bonus points / cash-back
Car rental discounts
Frequent flyer miles
Airport lounge access
Concierge service
Charity & sustainability
Various vouchers & discounts
Insurance: death & disability
Insurance: rescue & repatriation
Insurance: medical expenses
Insurance: flight delay & cancellation
Insurance: car rental
Insurance: luggage
Insurance: purchase protection
Insurance: return protection
Insurance: best price guarantee
Insurance: legal protection
Insurance: various

Costs

Annual fee

Annual fee for main card: CHF 0. The comparison accounts for the CHF 32 minimum TCS membership fee.

Paper invoice
The monthly paper invoice costs CHF 2.50.
Additional cards

Additional card: CHF 0 (up to 3 additional cards).

Card loss
A replacement card costs CHF 20.00.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.5% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.5% of the purchase amount.
Exchange rate markup
3.011% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 3.75% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 3.75% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.50%.
Special services
Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Fitbit Pay, Garmin Pay, 24-hour service, Individual credit card design, Contactless payments, Mobile access, Online account, PIN, SMS service
Bonus points / cash-back

Only for TCS members. 1% cashback when using cards at SWISS, Edelweiss, SBB, Mobility and Airbnb. 2.75% petrol station cashback at BP, Tamoil and 1.65% at Ruedi Rüssel and Miniprix. 5% charging cashback in Switzerland & Europe with the TCS eCharge app, 20% parking cashback in Switzerland with the TCS Park & Pay app, 5% cashback on TCS rental cars.

Car rental discounts

Discount for TCS rental cars: Discount of additional 5% on already discounted member offers.

Various vouchers & discounts

4 to 5 centimes sales discount per liter on all transactions at BP and Tamoil service stations (2 to 3 centimes per liter at Ruedi Rüssel and Miniprix) in Switzerland and the Principality of Liechtenstein on purchases in Swiss francs. 
Various benefits and discounts when purchasing goods and services from value-added partners.

Insurance: death & disability

Coverage of up to 300,000 Swiss francs in the event of death or permanent disability.

Insurance: rescue & repatriation

Up to 60,000 Swiss francs of search and rescue costs covered.


Special offers for Moneyland users

Moneyland Special Offers

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Special offers for Moneyland users

Moneyland Special Offers

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Deal of the Day
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Swiss Trading Platform

Cornèrtrader Special Offer

Special offer: particularly favorable conditions for Moneyland users