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TCS Member Mastercard

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Travel insurance

TCS Member Mastercard

Standard credit card
For TCS members
With cash back

Apply now

General

Card network

Mastercard

Card type

Standard

Currency

CHF

General information

Only for TCS members. 1% cashback when using cards at SWISS, Edelweiss, SBB, Mobility and Airbnb.
Save up to 5 centimes per liter at over 900 filling stations throughout Switzerland (BP, Tamoil: 4 - 5 centimes; Ruedi Rüssel, Miniprix: 2 - 3 centimes). 5% discount with the TCS eCharge app at over 382,000 charging points in Switzerland and Europe. 20% parking cashback in Switzerland with the TCS Park & Pay app, 5% cashback on TCS rental cars.
With individual design possible for a one-off fee of CHF 30.
The spending limit is CHF 5000 to CHF 20,000.

General conditions

Not specified.

Spending limit

The maximum limit is CHF 20,000 per month.

Payment method

Direct debit (LSV), QR-bill, Prepayment

Carrying balances

Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 13% is owed.

Late payment fees

A late payment fee of CHF 30.00 per payment reminder applies.

Customer satisfaction

General satisfaction Not specified.

Helpfulness Not specified.

Product information Not specified.

Assistance Not specified.

Ratings

Customer satisfaction

Bonus points / cash-back

Car rental discounts

Frequent flyer miles

Airport lounge access

Concierge service

Charity & sustainability

Various vouchers & discounts

Insurance: death & disability

Insurance: rescue & repatriation

Insurance: medical expenses

Insurance: flight delay & cancellation

Insurance: car rental

Insurance: luggage

Insurance: purchase protection

Insurance: return protection

Insurance: best price guarantee

Insurance: legal protection

Insurance: various

Costs

Annual fee

Annual fee: free of charge. The comparison accounts for the CHF 32 minimum TCS membership fee.

Paper invoice

The monthly paper invoice costs CHF 2.50.

Additional cards

Additional cards: free of charge (up to 3 additional cards, same household).

Card loss

A replacement card costs CHF 20.00.

Purchase abroad in foreign currency

For purchases abroad or online in foreign currencies there is an administrative fee of 1.5% of the purchase amount.

Exchange rate markup

2.772% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.

Cash withdrawal in Switzerland

Per cash withdrawal in Switzerland there is a fee of 3.75% of the amount with a minimum of CHF 10.00.

Cash withdrawal abroad:

Per cash withdrawal abroad there is a fee of 3.75% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.50%.

Special services

Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Fitbit Pay, Garmin Pay, 24-hour service, Individual credit card design, Contactless payments, Mobile access, Online account, PIN, SMS service, Additional cards

Bonus points / cash-back

Only for TCS members. 1% cashback when using cards at SWISS, Edelweiss, SBB, Mobility and Airbnb. Save up to 5 centimes per liter at over 900 filling stations throughout Switzerland (BP, Tamoil: 4 - 5 centimes; Ruedi Rüssel, Miniprix: 2 - 3 centimes). 5% discount with the TCS eCharge app at over 382,000 charging points in Switzerland and Europe. 20% parking cashback in Switzerland with the TCS Park & Pay app, 5% cashback on TCS rental cars.

Car rental discounts

Discount for TCS rental cars: Discount of additional 5% on already discounted member offers.

Various vouchers & discounts

Various benefits and discounts when purchasing goods and services from value-added partners.

Insurance: death & disability

Coverage of up to 300,000 Swiss francs in the event of death or permanent disability.

Insurance: rescue & repatriation

Up to 60,000 Swiss francs of transportation and rescue costs are covered.