General
General information
For TCS members only. Individual design possible (fee of CHF 30).
General conditions
Not specified.
Spending limit
The maximum limit is CHF 20,000 per month.
Payment method
Direct debit (LSV), QR-bill, Prepayment
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 13.95% is owed.
Late payment fees
A late payment fee of CHF 30.00 per payment reminder applies.
Costs
Annual fee
Annual fee for main card: CHF 100. The comparison accounts for the CHF 32 minimum TCS membership fee.
Paper invoice
The monthly paper invoice costs CHF 2.50.
Additional cards
Additional card: CHF 50 (up to 3 additional cards).
Card loss
A replacement card costs CHF 20.00.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.5% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.5% of the purchase amount.
Exchange rate markup
2.124% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 3.75% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
There is an administrative fee of 1.5%.
Special services
Samsung Pay, Apple Pay, Swatch Pay, Fitbit Pay, Garmin Pay, 24-hour service, Individual credit card design, Contactless payments, Mobile access, Online account, PIN, SMS service
Bonus points / cash-back
You earn 1% cash back on purchases charged and receive a discount at BP, Tamoil, Ruedi Rüssel and Miniprix gas stations.
Car rental discounts
Discount for TCS rental cars: Discount of additional 5% on already discounted member offers.
Various vouchers & discounts
4 to 5 centimes sales discount per liter on all transactions at BP and Tamoil service stations (2 to 3 centimes per liter at Ruedi Rüssel and Miniprix) in Switzerland and the Principality of Liechtenstein on purchases in Swiss francs.
Various benefits and discounts when purchasing goods and services from value-added partners.
Insurance: death & disability
Coverage of up to 1,000,000 Swiss francs in the event of death or permanent disability.
Insurance: rescue & repatriation
Up to 60,000 Swiss francs of search and rescue costs covered.
