True Wealth Online Asset Management

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True Wealth is a leading digital wealth manager in Switzerland. True Wealth is suitable for people who do not want to take care of investment decisions themselves and want to invest in low-cost ETFs according to the methods of modern portfolio theory. There are two custodian banks to choose from: Saxo Bank Switzerland and BLKB. 

A pillar 3a account is available free of charge.

CHF 8500

Investment management

Flat fee of 0.5% per year - regardless of the investment strategy and the investment universe (global or sustainable). From CHF 500,000, the fee decreases with increasing investment amount to up to 0.25%. Included: Deposits and withdrawals, custody account management, transaction fees, brokerage fees, regular rebalancing, VAT and the Swiss tax schedule. Cost-efficient and liquid ETFs are used as investment products.

Fee levels in detail:
under CHF 500,000        0.50%
From CHF 500,000        0.49%
From CHF 530,000        0.48%
From CHF 560,000        0.47%
From CHF 600,000        0.46%
From CHF 650,000        0.45%
From CHF 700,000        0.44%
From CHF 750,000        0.43%
From CHF 810,000        0.42%
From CHF 880,000        0.41%
From CHF 960,000        0.40%
From CHF 1,000,000        0.39%
From CHF 1,100,000        0.38%
From CHF 1,200,000        0.37%
From CHF 1,400,000        0.36%
From CHF 1,500,000        0.35%
From CHF 1,700,000        0.34%
From CHF 2,000,000        0.33%
From CHF 2,200,000        0.32%
From CHF 2,600,000        0.31%
From CHF 3,000,000        0.30%
from CHF 3,500,000        0.29%
from CHF 4,200,000        0.28%
from CHF 5,100,000        0.27%
from CHF 6,300,000        0.26%
from CHF 8,000,000        0.25%

Product fees (TER, on average 0.12% Global / 0.21% Sustainable) are not included.

Transaction costs are included in the flat fee.

Only retrocession-free products are used.

Stamp taxes are not included in the flat-rate fee.

A number of strategies with minimal risk are available.

A number of strategies with low risk are available.

A number of strategies with limited risk are available.

A number of strategies with moderate risk are available.

A number of strategies with a higher risk are available.

A number of strategies with high risk are available.

Individual portfolio adjustments within personal risk tolerance possible at any time free of charge. The optimized currency hedging can be switched on and off. 3a is included, and there are no administrative fees. ETF portfolios for children and young people are possible.

Mobile access, Robo advisor

Equities, Bonds, Currencies, ETCs, ETFs, Real estate, Commodities