Prepaid card
UBS Basic Mastercard
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Basic credit card
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Private account necessary
General
Card network
Mastercard
Card type
Standard
Issuer
UBS
Currency
CHF
General information
Not specified.
General conditions
In order to get the card, you need an account with the same bank.
Spending limit
The maximum limit is CHF 4000 per month.
Payment method
eBill, Direct debit (LSV), QR-bill, Prepayment
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 13% is owed.
Late payment fees
CHF 30 to CHF 60: No late payment fee for first payment reminder. CHF 30 for second reminder. CHF 60 for each additional reminder.
Costs
Annual fee
No annual fee the first year. After that, the CHF 40 annual fee is waived to CHF 0 when you make at least 24 purchases per year.
Paper invoice
The monthly paper invoice costs CHF 1.80.
Additional cards
Partner card first year: CHF 0. Subsequent years: CHF 20 (CHF 0 when you make at least 24 purchases in a year).
Card loss
A replacement card costs CHF 20.00.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 2% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 2% of the purchase amount.
Exchange rate markup
1.662% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 2.00%.
Special services
Samsung Pay, Apple Pay, Google Pay, Fitbit Pay, Garmin Pay, 24-hour service, Mobile access, Online account, PIN, SMS service
Car rental discounts
Up to 5% discount on standard rentals from Europcar.
Insurance: death & disability
Coverage of up to 300,000 Swiss francs in the event of death or permanent disability.
Insurance: rescue & repatriation
Up to 60,000 Swiss francs of search, rescue and repatriation costs covered per incident and year.
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