General
Card network
Mastercard
Card type
Standard
Issuer
UBS
Currency
CHF
General information
More favorable exchange rate: Mastercard rate + 0.5%.
No or lower annual fees depending on UBS banking package.
Two-card set with Visa Card Classic.
General conditions
In order to get the card, you need an account with the same bank.
Spending limit
The maximum limit is CHF 5000 per month.
Payment method
eBill, Direct debit (LSV), QR-bill, Prepayment
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 13% is owed.
Late payment fees
CHF 30 to CHF 60: No late payment fee for first payment reminder. CHF 30 for second reminder. CHF 60 for each additional reminder.
Costs
Annual fee
In the first year, the annual fee is CHF 100.00. In subsequent years, the annual fee is CHF 200.00.
Paper invoice
The monthly paper invoice costs CHF 1.80.
Additional cards
Annual fee for partner card: CHF 50.
Card loss
A replacement card costs CHF 20.00.
Purchase abroad in CHF
For purchases abroad in CHF there is no administrative fee to pay.
Purchase abroad in foreign currency
Purchases abroad or online in foreign currencies are free of charge.
Exchange rate markup
0.714% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 0%.
Special services
Samsung Pay, Apple Pay, Google Pay, Fitbit Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN, SMS service
Bonus points / cash-back
UBS KeyClub program: You earn 2 KeyClub points per 1000 Swiss francs in purchases charged.
Car rental discounts
Vergünstigte Automiete bei Europcar: bis zu 15% Rabatt auf Standard-Tarife.
Various vouchers & discounts
Parking at Zurich and Geneva airports: 10% discount.
Insurance: death & disability
Coverage of up to 300,000 Swiss francs in the event of death or permanent disability.
Insurance: rescue & repatriation
Up to 60,000 Swiss francs of search, rescue and repatriation costs covered per incident and year.
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