Prepaid card

UBS Mastercard Platinum

  • Platinum credit card

  • Private account necessary

  • With bonus points


Card network
Card type
General information

Primary card set (Visa and Mastercard Platinum) and supplementary card set included in price. Also available in EUR and USD.

General conditions
In order to get the card, you need an account with the same bank.
Spending limit
The maximum limit is CHF 20,000 per month.
Payment method
eBill, Direct debit (LSV), QR-bill, Prepayment
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 14% is owed.
Late payment fees
There are no reminder fees.

Customer satisfaction

General satisfaction    7.7/10 (Good)
Helpfulness    7.8/10 (Good)
Product information    7.6/10 (Good)
Assistance    7.8/10 (Good)


Customer satisfaction
Bonus points / cash-back
Car rental discounts
Frequent flyer miles
Airport lounge access
Concierge service
Charity & sustainability
Various vouchers & discounts
Insurance: death & disability
Insurance: rescue & repatriation
Insurance: medical expenses
Insurance: flight delay & cancellation
Insurance: car rental
Insurance: luggage
Insurance: purchase protection
Insurance: return protection
Insurance: best price guarantee
Insurance: legal protection
Insurance: various


Annual fee
In the first year, the annual fee is CHF 250.00. In subsequent years, the annual fee is CHF 500.00.
Paper invoice
Not specified.
Additional cards

Annual fee for partner card (Visa and Mastercard): free of charge.

Card loss
Replacement cards are free of charge.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.75% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.
Exchange rate markup
1.865% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.75%.
Special services
Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Fitbit Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN, SMS service, Additional cards
Bonus points / cash-back

UBS KeyClub program: You earn 6 KeyClub points per 1000 Swiss francs in purchases charged.

Car rental discounts

Up to 20% discount on standard rentals from Europcar.

Airport lounge access

Standard Priority Pass membership (discounted entry to participating airport lounges) plus 4 complimentary lounge visits annually (each additional entry: EUR 30).

Concierge service

Concierge service provided by Europ Assistance. Services are provided by Europ partners. No additional booking fee.

Various vouchers & discounts

Various Platinum offers. Parking at Zurich and Geneva airports: 15% discount.

Insurance: death & disability

In the event of death and disability up to CHF 1,000,000 (family maximum CHF 5,000,000).

Insurance: rescue & repatriation

Up to 60,000 Swiss francs of search, rescue and repatriation costs covered per incident and year.

Insurance: cancellation & assistance

Travel Protection Plus (included): Benefit of up to 30,000 francs per incident for trip cancellations and trip interruptions. Trip delays of 3 hours or more are covered up to 800 francs per person.

Insurance: medical expenses

Travel Protection Plus (included): Coverage of up to 1,000,000 Swiss francs per person.

Insurance: car rental

Collision and loss damage waiver of up to 10,000 Swiss francs per incident.
Fully comprehensive insurance up to 50,000 francs per incident.

Insurance: luggage

Travel Protection Plus (included): Coverage of up to 10,000 Swiss francs for lost/stolen/damaged luggage per incident (deductible of 200 francs). Up to 4000 francs per year towards the purchase of essential items during luggage delays.

Insurance: purchase protection

Protection voyage Plus (comprise): Couverture des frais lors de destruction ou de dommage jusqu’à 3500 francs par cas et 20'000 francs par année.

Insurance: best price guarantee

Differences between purchase prices and lower offers reimbursed up to 2000 Swiss francs per year.