UBS Mastercard Platinum

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UBS Mastercard Platinum

  • Platinum credit card

  • Pay worldwide with UBS Mastercard or Visa

  • Earn KeyClub reward points with every payment

  • Platinum Card Benefits: Lounge access, global concierge service
  • comprehensive travel insurance, and much more

General

Card network
Mastercard
Card type
Platinum
Currency
CHF, USD, EUR
General information

Primary card set (Visa and Mastercard Platinum) and supplementary card set included in price. Also available in EUR and USD.
Additional cards also available in a currency that is different from the main card.

General conditions
In order to get the card, you need an account with the same bank.
Spending limit
The maximum limit is CHF 20,000 per month.
Payment method
eBill, Direct debit (LSV), QR-bill, Prepayment
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 12% is owed.
Late payment fees
There are no reminder fees.

Customer satisfaction

General satisfaction    8.1/10 (Very good)
Helpfulness    8.1/10 (Very good)
Product information    7.9/10 (Good)
Assistance    8.1/10 (Very good)

Ratings

Customer satisfaction
Bonus points / cash-back
Car rental discounts
Frequent flyer miles
Airport lounge access
Concierge service
Charity & sustainability
Various vouchers & discounts
Insurance: death & disability
Insurance: rescue & repatriation
Insurance: medical expenses
Insurance: flight delay & cancellation
Insurance: car rental
Insurance: luggage
Insurance: purchase protection
Insurance: return protection
Insurance: best price guarantee
Insurance: legal protection
Insurance: various

Costs

Annual fee
In the first year, the annual fee is CHF 250.00. In subsequent years, the annual fee is CHF 500.00.
Paper invoice
Not specified.
Additional cards

Partner card (Visa and Mastercard): free of charge.

Card loss
Replacement cards are free of charge.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.
Exchange rate markup
2.025% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.75%.
Special services
Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN, SMS service, Additional cards
Bonus points / cash-back

UBS KeyClub program: You earn 6 KeyClub points per 1000 Swiss francs in purchases charged.

Car rental discounts

Up to 20% discount on standard rentals from Europcar.

Airport lounge access

Priority Pass for access to airport lounges: All admissions are free of charge.

Concierge service

Concierge service provided by Europ Assistance. Services are provided by Europ partners. No additional booking fee.

Various vouchers & discounts

Various Platinum offers.
Parking at Zurich and Geneva airports: 15% discount.
Membership of suitespot (exclusive benefits in over 2500 luxury hotels worldwide).

Insurance: death & disability

In the event of death and disability up to CHF 1,000,000 (family maximum CHF 5,000,000).

Insurance: rescue & repatriation

Up to 60,000 Swiss francs of search, rescue and repatriation costs are covered per incident and year.

Insurance: cancellation & assistance

Travel Protection Plus (included): Benefit of up to 30,000 francs per incident for trip cancellations and trip interruptions. Trip delays of 3 hours or more are covered up to 800 francs per person.

Insurance: medical expenses

Travel Protection Plus (included): Coverage of up to 1,000,000 Swiss francs per person. No coverage in Switzerland.
The "Medical expenses" insurance coverage applies exclusively to insured persons up to the age of 80.

Insurance: car rental

In the event of damage or theft, the deductible is covered up to CHF 10,000 per incident.
Fully comprehensive insurance up to 50,000 francs per incident.

Insurance: luggage

Travel Protection Plus (included): Coverage of up to 10,000 francs for lost/stolen/damaged luggage per incident (deductible of 200 francs). Up to 4000 francs per year towards the purchase of essential items during luggage delays.

Insurance: purchase protection

Protection voyage Plus (comprise): Couverture des frais lors de destruction ou de dommage jusqu’à 3500 francs par cas et 20'000 francs par année.

Insurance: best price guarantee

Differences between purchase prices and lower offers of 30 Swiss francs of more are reimbursed up to 2000 Swiss francs per year (within 14 days of purchase). Valid in Switzerland.


Special offers for Moneyland users

Moneyland Special Offers

Special Offer: CHF 42.90/m

Fiber & Sky Show

  • Fiber up to 2.5 Gbit/s & unlimited premium series

  • CHF 42.90/m for 6 months (then CHF 40.90/m)

  • Free activation (worth CHF 99)

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Special offers for Moneyland users

Moneyland Special Offers

Special Offer: CHF 42.90/m

Fiber & Sky Show

  • Fiber up to 2.5 Gbit/s & unlimited premium series

  • CHF 42.90/m for 6 months (then CHF 40.90/m)

  • Free activation (worth CHF 99)

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Deal of the Day
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Special Offer: CHF 42.90/m

Fiber & Sky Show

Fiber up to 2.5 Gbit/s & unlimited premium series