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ZKB rollover mortgage
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Swiss SARON mortgage
General information:
Change of product possible at any time and free of charge.
Approximate markup (as a %):
Unlimited-term SARON mortgage, 1-month interest term: 1.1%
Unlimited-term SARON mortgage, 3-month interest term: 1.1%
Update:
04/28/2024
Calculation variant compounded SARON:
Variant 3: Payment of interest at the end of the interest term; determined earlier; observation period set back slightly.
Minimum amount:
No minimum amount.
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Forward mortgage
Conditions and costs:
Not specified.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Second mortgages are available.
Notice period:
Notice period of 6 months.
Amortization:
Direct and indirect amortization possible. Indirect amortization only for owner-occupied residential property.
Interest charge frequency:
The interest must be paid quarterly.
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