ZKB rollover mortgage

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ZKB rollover mortgage

  • Swiss SARON mortgage

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General information:

Change of product possible at any time and free of charge.

Approximate markup (as a %):

Unlimited-term SARON mortgage, 1-month interest term: 1.35%

Unlimited-term SARON mortgage, 3-month interest term: 1.35%

Update:
06/13/2026
Calculation variant compounded SARON:
Variant 3: Payment of interest at the end of the interest term; determined earlier; observation period set back slightly.
Minimum amount:
No minimum amount.
Maximum amount:
Not specified.
Types of property:
Primary residence, Secondary residence, Holiday home, Investment property, Commercial property
Types of financing:
New mortgage, Refinancing, First mortgage, Second mortgage, Direct amortization, Indirect amortization, Forward mortgage
Conditions and costs:
Not specified.
Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 80%.
Affordability:
The mortgage costs must not exceed a third of your income.
Second mortgage:
Second mortgages are available.
Notice period:

Notice period of 6 months.

Amortization:

Direct and indirect amortization possible. Indirect amortization only for owner-occupied residential property.

Interest charge frequency:

The interest must be paid quarterly.

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