Atupri Comforta Opti 1
Get a free quote now >>Atupri Comforta Opti 1
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Inpatient insurance flex model
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With co-payment
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Only with Atupri Mivita, Basic or Intense
General
Acceptance not guaranteed. Health check by Atupri beforehand. Only together with supplemental insurance Mivita, Basic or Intense available (used for calculating the Basic premium).
Free choice of ward in all hospitals in Switzerland recognized by Atupri. Free choice of doctor in the semi-private and private ward.
The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.
Amount of premiums varies depending on the age, place of residence and gender of the insured person. There is a discount for early payment. The premiums for 2026 are shown here.
Co-payments semi-private ward: 40 per cent (maximum CHF 4000 per calendar year). Co-payments private ward: 50 per cent (maximum CHF 8000 per calendar year).
A longer minimum contract term of three years can be selected when taking out insurance. A premium discount is granted for the first longer minimum contract term.
The last age class change is at age 70.
No coverage.
Uncovered costs are covered for healthy newborns (semi-private or private ward).
Family room: up to CHF 50 per day. Per birth for a maximum of 5 consecutive days.
No coverage.
No coverage.
No coverage.
No coverage.
No coverage.
No coverage.
Worldwide cover only for emergency treatments.
Not specified.
Stays in psychiatric clinic for a total of up to 90 days per calendar year.
If an inpatient stay in an acute hospital can be avoided by a more cost-effective outpatient procedure, Atupri will cover the costs within the framework of the agreement made with the hospital/partial inpatient facility concerned.
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