The insurance coverage extends to the policyholder (in case of the individual insurance) or the policyholder and the family, spouse or cohabitee of the policyholder sharing the same household (in case of the family insurance).
Stamp taxes of 5 percent excluded.
Free choice of lawyer.
Both parties can terminate the contract: at the latest 3 months before the end of the contract. After every insured event for which a claim is payable.
Minimum contract duration: 1 year. The contract will automatically renew for another year unless termination notice is given 3 months in advance.
The insurance coverage will be granted if the legal case arose after a waiting period of 3 months after the commencement of the insurance.
Minimum amount in dispute: CHF 2,000.
Special coverage: Travel legal insurance.
Exclusions (examples): If the driver was not authorized to drive the vehicle. When acquiring or re-acquiring a driver’s license.
Legal advisory protection (for example covering matters relating to personal, family, marital law): up to a maximum of CHF 500 per case.
Real estate legal protection as supplemental insurance available. Costs of mediation: covered. Translation and travelling expenses (legal case abroad): covered.