Baloise Legal Expenses Insurance

  • Standard coverage


General information:

Worldwide coverage.

Insured persons:

Within the scope of individual insurance: the policyholder. Within the scope of household insurance: the policyholder and those persons who living permanently with him/her in the same household.

Coverage Switzerland:
CHF 1,000,000
Coverage Europe:
CHF 1,000,000
Coverage World:
CHF 100,000
Insurance rate (comments):

Stamp taxes of 5 percent included.

Personal legal protection - individual:
CHF 236.60
Motor legal protection - individual:
CHF 87.00
Personal & motor legal protection - individual:
CHF 323.60
Personal legal protection - family:
CHF 306.10
Motor legal protection - family:
CHF 119.70
Personal & motor legal protection - family:
CHF 425.80
Choice of legal representation:

Free choice of lawyer.

Termination of contract:

Both parties can terminate the contract: at the latest 3 months before the end of the contract. After every insured event for which a claim is payable.

Contract duration:

Minimum contract duration: 1 year. The contract will automatically renew for another year unless termination notice is given 3 months in advance.

Waiting period:

A waiting period of 3 months applies. No waiting period: indemnity, insurance law and criminal law. The waiting period does not apply if there is prior insurance of the same risk.

Minimum amount in dispute:

Minimum amount in dispute for external services of 2000 Swiss francs. In the case of legal matters in which the other party is represented by a lawyer, no minimum amount in dispute applies.

Personal legal expense coverage:
Civil damages law, Criminal law, Insurance law, Tenancy law, Labor law, Contract law, Patient law
Personal legal protection (comments):

Special coverage: Travel legal insurance.

Driver legal expense coverage:
Civil damages law, Criminal law, Insurance law, Disqualification from driving, Vehicle contract law
Motor legal protection (comments):

Exclusions (examples): If the driver was not authorized to drive the vehicle. When acquiring or re-acquiring a driver’s license.

Legal protection advisory services:
Marital law, Personal law, Family law, Inheritance law
Legal protection advisory (comments):

Legal advisory protection (for example covering matters relating to personal, family, marital law): up to a maximum of CHF 500 per case.

General coverage:
Lawyers' fees, Travel expenses, Court fees, Counterparty's fees, Mediation, Expert reports, Penalty order
Additional services:

Real estate legal protection as supplemental insurance available. Costs of mediation: covered. Translation and travelling expenses (legal case abroad): covered.

Scope of services

Total scope
Personal legal protection
Motor legal protection
Scope of advisory services
Minimum amount in dispute
Waiting period
Choice of legal representation
Contract duration
Coverage Switzerland
Coverage Europe
Coverage World