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Simply Card Smart Visa

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Simply Card Smart Visa

Free credit card
No annual fees
With bonus points
Welcome bonus of CHF 50

Apply now

General

Card network

Visa

Card type

Standard

Currency

CHF

General information

Free credit card Simply Visa Smart from Bonus Card.

General conditions

Not specified.

Spending limit

The maximum limit is CHF 10,000 per month.

Payment method

Individual IBAN, Direct debit (LSV), QR-bill, Prepayment

Carrying balances

Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 12% is owed.

Late payment fees

A late payment fee of CHF 20.00 per payment reminder applies.

Customer satisfaction

General satisfaction Not specified.

Helpfulness Not specified.

Product information Not specified.

Assistance Not specified.

Ratings

Customer satisfaction

Bonus points / cash-back

Car rental discounts

Frequent flyer miles

Airport lounge access

Concierge service

Charity & sustainability

Various vouchers & discounts

Insurance: death & disability

Insurance: rescue & repatriation

Insurance: medical expenses

Insurance: flight delay & cancellation

Insurance: car rental

Insurance: luggage

Insurance: purchase protection

Insurance: return protection

Insurance: best price guarantee

Insurance: legal protection

Insurance: various

Costs

Annual fee

There is no annual fee to pay.

Paper invoice

The monthly paper invoice costs CHF 2.00.

Additional cards

Additional cards: free of charge.

Card loss

A replacement card costs CHF 20.00.

Purchase abroad in foreign currency

For purchases abroad or online in foreign currencies there is an administrative fee of 0.5% of the purchase amount.

Exchange rate markup

2.885% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.

Cash withdrawal in Switzerland

Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.

Cash withdrawal abroad:

Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 0.50%.

Special services

Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN, Additional cards

Bonus points / cash-back

Liberty rewards program: You earn 1 Liberty point for each 1 franc of purchases charged. MyCountry: collect double points abroad.

Frequent flyer miles

Bonus points can be exchanged for airline miles in the Reward Shop.

Charity & sustainability

Bonus points can be redeemed in the rewards store for charity programs.

Various vouchers & discounts

CHF 50 welcome bonus (from June 15, 2026, to August 15, 2026).

Insurance: cancellation & assistance

Up to 1000 francs per incident for additional costs resulting from trip delays (more than 3 hours, for you and your family).

Insurance: luggage

Coverage of up to 2000 Swiss francs per incident for you and your family. A 200 Swiss franc deductible applies.

Insurance: warranty

Manufacturers warranty extended up to 24 additional months for up to 4000 francs per year in purchases.
Valid in Switzerland and neighboring countries.