Apply now for free

BonusCard.ch

Credit card issuer

Bonus Card Visa Gold

Card network:
Visa
Card type:
Gold
Issuer:
BonusCard
Currency:
CHF
General information:

Gold credit card.

General conditions:
The maximum spending limit depends on the outcome of the credit assessment.
Spending limit:
There is no maximum limit.
Carrying balances:
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 12% is owed.
Late payment fees:
A late payment fee of CHF 20.00 per payment reminder applies.
Ratings:
Customer satisfaction
Bonus points / cash-back
Car rental discounts
Frequent flyer miles
Airport lounge access
Concierge service
Charity & sustainability
Various vouchers & discounts
Insurance: death & disability
Insurance: rescue & repatriation
Insurance: medical expenses
Insurance: flight delay & cancellation
Insurance: car rental
Insurance: luggage
Insurance: purchase protection
Insurance: return protection
Insurance: best price guarantee
Insurance: legal protection
Insurance: various
Annual fee:
In the first year, the annual fee is CHF 72.00. In subsequent years, the annual fee is CHF 144.00.
Paper invoice:
The monthly paper invoice costs CHF 2.00.
Additional cards:

CHF 72 per year.

Card loss:
Replacement cards are free of charge.
Purchase abroad in CHF:
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 2% of the purchase amount.
Purchase abroad in foreign currency:
For purchases abroad or online in foreign currencies there is an administrative fee of 2% of the purchase amount.
Cash withdrawal in Switzerland:
Per cash withdrawal in Switzerland there is a fee of 3.75% of the amount with a minimum of CHF 5.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 3.75% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 2.00%.
Special services:
Samsung Pay, Apple Pay, Google Pay, Fitbit Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Emergency money, Online account, PIN
Bonus points / cash-back:

Bonus rewards program: You earn 1 Bonus point for each 1 Swiss franc in purchases from certain Bonus partners. 2 points per 5 francs at certain Bonus partners. 1 point per 5 francs in purchases at other merchants. Points can be redeemed for cash back at the rate of 2 points per 1 centime.

Car rental discounts:

Up to 25% discount cars and utility vehicles.

Various vouchers & discounts:

Up to 10% discount at Sunstar hotels. Various vouchers and discounts – including discounts on ski passes.

Insurance: rescue & repatriation:

Travel legal insurance of up to 250,000 Swiss francs within Europe and 50,000 francs outside of Europe. Shopping legal insurance of up to 15,000 francs per year with a 50 franc deductible.

Insurance: cancellation & assistance:

Coverage of up to 10,000 Swiss francs per incident and year for cancellations before and during a trip for you and your family.

Insurance: car rental:

Coverage of up to 1000 Swiss francs per incident for you and your family.

Insurance: best price guarantee:

Differences between purchase prices and lower offers of 30 Swiss francs of more are reimbursed up to 2000 Swiss francs per claim and year.

Insurance: legal protection:

Reisen: Europa: CHF 125'000, weltweit CHF 25'000.

Customer satisfaction:
Overall assessment    7.7/10 (Good)
General satisfaction    7.7/10 (Good)
Helpfulness    7.6/10 (Good)
Product information    7.8/10 (Good)
Assistance    7.9/10 (Good)

Facts

Languages
German, French
Locations
Zurich