General
General information
Platinum credit card. One emergency credit card per year free of charge.
General conditions
Not specified.
Spending limit
There is no maximum limit.
Payment method
Individual IBAN, Direct debit (LSV), QR-bill, Prepayment
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 13% is owed.
Late payment fees
A late payment fee of CHF 20.00 per payment reminder applies.
Costs
Annual fee
In the first year, the annual fee is CHF 108.00. In subsequent years, the annual fee is CHF 216.00.
Paper invoice
The monthly paper invoice costs CHF 2.00.
Card loss
Replacement cards are free of charge.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.75% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.
Exchange rate markup
2.651% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 3.75% of the amount with a minimum of CHF 5.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 3.75% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.75%.
Special services
Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Fitbit Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Emergency money, Online account, PIN
Bonus points / cash-back
Bonus rewards program: You earn 1 Bonus point for each 1 Swiss franc in purchases from certain Bonus partners. 2 points per 5 francs at certain Bonus partners. 1 point per 5 francs in purchases at other merchants. Points can be redeemed for cash back at the rate of 2 points per 1 centime. Points can also be redeemed in the rewards store.
Car rental discounts
Up to 25% discount cars and utility vehicles (Avis).
Frequent flyer miles
Bonus points can be exchanged for airline miles in the Reward Shop.
Concierge service
Concierge service provided by Allianz Travel Switzerland. No additional booking fee.
Charity & sustainability
Bonus points can be redeemed in the rewards store for charity programs.
Various vouchers & discounts
Up to 10% discount at Sunstar hotels. Discount on ski passes (20%).
Various discounts at partners.
Insurance: rescue & repatriation
Coverage of up to 50,000 Swiss francs.
Insurance: cancellation & assistance
Coverage of up to 20,000 Swiss francs for trip cancellations (ahead of and during a trip) per incident and year for you and your family.
Insurance: car rental
Collision and loss damage waiver up to 2000 Swiss francs per incident.
Insurance: purchase protection
Coverage of up to 3000 Swiss francs per claim for delivery of purchases, up to a maximum of 15,000 francs per year. Deductible: 50 Swiss francs.
Insurance: warranty
Manufacturers warranty extended up to 24 additional months for up to 4000 francs per year in purchases.
Insurance: best price guarantee
Differences of 20 Swiss francs or more between purchase prices and lower offers are reimbursed up to 4000 Swiss francs per claim and year.
Insurance: legal protection
Travel legal insurance of up to 250,000 Swiss francs within Europe and 50,000 francs outside of Europe. Shopping legal insurance of up to 15,000 francs per incident and year.
