Credit card "Visa LibertyCard Plus" from Bonus Card.
The maximum spending limit depends on the outcome of the credit assessment.
The maximum limit is CHF 50,000 per month.
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 12% is owed.
Late payment fees:
A late payment fee of CHF 20.00 per payment reminder applies.
In the first year, the annual fee is CHF 75.00. In subsequent years, the annual fee is CHF 150.00.
The monthly paper invoice costs CHF 2.00.
Replacement cards are free of charge.
Purchase abroad in CHF:
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.75% of the purchase amount.
Purchase abroad in foreign currency:
For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.
Cash withdrawal in Switzerland:
Per cash withdrawal in Switzerland there is a fee of 3.75% of the amount with a minimum of CHF 5.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 3.75% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.75%.
Samsung Pay, Apple Pay, Google Pay, Fitbit Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Emergency money, Online account, PIN
Bonus points / cash-back:
Liberty rewards program: You earn 1 Liberty point for each 1 franc of purchases charged. 4 points per 1 franc of transportation purchases (public transportation, gas stations, car rentals and more).
Car rental discounts:
Up to 25% discount cars and utility vehicles.
Concierge service provided by Allianz Global Assistance (AGA). Services are provided by AGA partners. No additional booking fee.
Insurance: rescue & repatriation:
Family coverage of up to 50,000 Swiss francs.
Insurance: cancellation & assistance:
Coverage of up to 20,000 Swiss francs for trip cancellations (ahead of and during a trip) per incident and year for you and your family. Travel assistance. Up to 1000 francs per incident for additional costs resulting from trip delays.
Insurance: medical expenses:
Private Medical: Travel health and accident insurance coverage of up to 200,000 Swiss francs.
Insurance: car rental:
Collision damage waiver of up to 2000 Swiss francs per incident for you and your family. Also covers Mobility car sharing.
Coverage of up to 5000 Swiss francs per incident for you and your family. A 200 franc deductible applies.
Insurance: legal protection:
Travel legal insurance of up to 250,000 Swiss francs within Europe and 50,000 francs outside of Europe for you and your family.