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Credit card issuer

LibertyCard Plus Visa

Card network:
Card type:
General information:

Credit card "Visa LibertyCard Plus" from Bonus Card.

General conditions:
The maximum spending limit depends on the outcome of the credit assessment.
Spending limit:
The maximum limit is CHF 50,000 per month.
Carrying balances:
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 12% is owed.
Late payment fees:
A late payment fee of CHF 20.00 per payment reminder applies.
Customer satisfaction
Bonus points / cash-back
Car rental discounts
Frequent flyer miles
Airport lounge access
Concierge service
Charity & sustainability
Various vouchers & discounts
Insurance: death & disability
Insurance: rescue & repatriation
Insurance: medical expenses
Insurance: flight delay & cancellation
Insurance: car rental
Insurance: luggage
Insurance: purchase protection
Insurance: return protection
Insurance: best price guarantee
Insurance: legal protection
Insurance: various
Annual fee:
In the first year, the annual fee is CHF 75.00. In subsequent years, the annual fee is CHF 150.00.
Paper invoice:
The monthly paper invoice costs CHF 2.00.
Additional cards:

CHF 75 per year.

Card loss:
Replacement cards are free of charge.
Purchase abroad in CHF:
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.75% of the purchase amount.
Purchase abroad in foreign currency:
For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.
Cash withdrawal in Switzerland:
Per cash withdrawal in Switzerland there is a fee of 3.75% of the amount with a minimum of CHF 5.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 3.75% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.75%.
Special services:
Samsung Pay, Apple Pay, Google Pay, Fitbit Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Emergency money, Online account, PIN
Bonus points / cash-back:

Liberty rewards program: You earn 1 Liberty point for each 1 franc of purchases charged. 4 points per 1 franc of transportation purchases (public transportation, gas stations, car rentals and more).

Car rental discounts:

Up to 25% discount cars and utility vehicles.

Concierge service:

Concierge service provided by Allianz Global Assistance (AGA). Services are provided by AGA partners. No additional booking fee.

Insurance: rescue & repatriation:

Family coverage of up to 50,000 Swiss francs.

Insurance: cancellation & assistance:

Coverage of up to 20,000 Swiss francs for trip cancellations (ahead of and during a trip) per incident and year for you and your family. Travel assistance. Up to 1000 francs per incident for additional costs resulting from trip delays.

Insurance: medical expenses:

Private Medical: Travel health and accident insurance coverage of up to 200,000 Swiss francs.

Insurance: car rental:

Collision damage waiver of up to 2000 Swiss francs per incident for you and your family. Also covers Mobility car sharing.

Insurance: luggage:

Coverage of up to 5000 Swiss francs per incident for you and your family. A 200 franc deductible applies.

Insurance: legal protection:

Travel legal insurance of up to 250,000 Swiss francs within Europe and 50,000 francs outside of Europe for you and your family.

Customer satisfaction:
Overall assessment    7.7/10 (Good)
General satisfaction    7.7/10 (Good)
Helpfulness    7.6/10 (Good)
Product information    7.8/10 (Good)
Assistance    7.9/10 (Good)


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