LibertyCard Plus Visa

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LibertyCard Plus Visa

  • Gold credit card

  • Concierge Service

  • With bonus points

General

Card network
Visa
Card type
Gold
Issuer
BonusCard
Currency
CHF
General information

Credit card "Visa LibertyCard Plus" from Bonus Card. 
One emergency credit card per year free of charge.
Replacement cards are free of charge (covered by loss protection). Loss protection for main and additional cards is free of charge.

General conditions
Not specified.
Spending limit
There is no maximum limit.
Payment method
Individual IBAN, Direct debit (LSV), QR-bill, Prepayment
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 14% is owed.
Late payment fees
A late payment fee of CHF 20.00 per payment reminder applies.

Customer satisfaction

General satisfaction    8.1/10 (Very good)
Helpfulness    8.2/10 (Very good)
Product information    7.9/10 (Good)
Assistance    8.7/10 (Very good)

Ratings

Customer satisfaction
Bonus points / cash-back
Car rental discounts
Frequent flyer miles
Airport lounge access
Concierge service
Charity & sustainability
Various vouchers & discounts
Insurance: death & disability
Insurance: rescue & repatriation
Insurance: medical expenses
Insurance: flight delay & cancellation
Insurance: car rental
Insurance: luggage
Insurance: purchase protection
Insurance: return protection
Insurance: best price guarantee
Insurance: legal protection
Insurance: various

Costs

Annual fee
The annual fee is CHF 150.00.
Paper invoice
The monthly paper invoice costs CHF 2.00.
Additional cards

CHF 75 per year.

Card loss
Replacement cards are free of charge.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.75% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.
Exchange rate markup
2.651% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.75%.
Special services
Samsung Pay, Apple Pay, Google Pay, Swatch Pay, Fitbit Pay, Garmin Pay, 24-hour service, Contactless payments, Mobile access, Emergency money, Online account, PIN
Bonus points / cash-back

Liberty rewards program: You earn 1 Liberty point for each 1 franc of purchases charged. 4 points per 1 franc of transportation purchases (public transportation, gas stations, car rentals and more).

Car rental discounts

Up to 25% discount cars and utility vehicles (Avis).

Frequent flyer miles

Bonus points can be exchanged for airline miles in the Reward Shop.

Concierge service

Concierge service provided by Allianz Travel Switzerland. No additional booking fee.

Charity & sustainability

Bonus points can be redeemed in the rewards store for charity programs.

Insurance: rescue & repatriation

Family coverage of up to 50,000 Swiss francs.

Insurance: cancellation & assistance

Coverage of up to 20,000 Swiss francs for trip cancellations (ahead of and during a trip) per incident and year for you and your family. Travel assistance. Up to 1000 francs per incident for additional costs resulting from trip delays.

Insurance: medical expenses

Private Medical: Travel health and accident insurance coverage of up to 200,000 Swiss francs. Family coverage. 

Insurance: car rental

Collision damage waiver of up to 2000 Swiss francs per incident for you and your family. Also covers Mobility car sharing.

Insurance: luggage

Coverage of up to 5000 Swiss francs per incident for you and your family. A 200 franc deductible applies.

Insurance: legal protection

Travel legal insurance of up to 250,000 Swiss francs within Europe and 50,000 francs outside of Europe for you and your family.