CAP

Legal protection insurance company

CAP privaLEX Legal Protection

General information:

Worldwide coverage.

Insured persons:

The insurance coverage extends to the policyholder (in case of the individual insurance) or the policyholder and the family, spouse or cohabitee of the policyholder sharing the same household (in case of the family insurance).

Coverage Switzerland:
CHF 600,000
Coverage Europe:
CHF 600,000
Coverage World:
CHF 150,000
Insurance rate (comments):

Stamp taxes of 5 percent excluded.

Personal legal protection - individual:
CHF 225
Motor legal protection - individual:
CHF 94
Personal & motor legal protection - individual:
CHF 296
Personal legal protection - family:
CHF 279
Motor legal protection - family:
CHF 142
Personal & motor legal protection - family:
CHF 351
Scope of services:
Total scope
Personal legal protection
Motor legal protection
Scope of advisory services
Minimum amount in dispute
Mediation
Waiting period
Choice of legal representation
Contract duration
Coverage Switzerland
Coverage Europe
Coverage World
Choice of legal representation:

Choice of legal representation: the insurance company has the right to reject a lawyer proposed by the insured person. The insured person may then propose three lawyers from different law firms in the relevant jurisdiction, from which the insurance company can select the lawyer to be appointed.

Termination of contract:

The insurer can terminate the contract: at the latest 3 months before the end of the contract or insurance year. After every insured event for which a claim is payable. If material risk factors have been concealed or falsely communicated.

Contract duration:

Minimum contract duration: 1 year. The contract will automatically renew for another year unless termination notice is given 3 months in advance.

Waiting period:

The insurance coverage will be granted if the legal case arose after a waiting period of 3 months after the commencement of the insurance.

Minimum amount in dispute:

No minimum amount in dispute.

Personal legal expense coverage:
Civil damages law, Assistance to victims, Criminal law, Insurance law, Tenancy law, Labor law, Contract law, Patient law
Personal legal protection (comments):

Coverage by CAP privaLEX Private Legal Protection.

Driver legal expense coverage:
Civil damages law, Assistance to victims, Criminal law, Insurance law, Disqualification from driving, Vehicle contract law
Motor legal protection (comments):

Exclusions (examples): If the driver was not authorized to drive the vehicle. When acquiring or re-acquiring a driver’s license.

Legal protection advisory services:
Family law, Inheritance law, Tax law
Legal protection advisory (comments):

Legal advisory protection covering matters relating to family, tax and inheritance law up to a maximum of CHF 1500 per calendar year.

General coverage:
Lawyers' fees, Court fees, Counterparty's fees, Mediation, Expert reports, Penalty order
Additional services:

Costs of mediation covered (marital law: up to CHF 3,000).

Facts

Founded in
1925
Number of Employees
146
Languages
German, French, Italian
Locations
Wallisellen, Berne, Geneva, Lausanne, Luzern, Lugano, St. Gallen.