Concordia General Hospital Insurance
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Inpatient insurance general ward
General
Acceptance not guaranteed. Health check by Concordia beforehand.
Full coverage in the general ward in all hospitals in Switzerland recognized by Concordia.
The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.
Amount of premiums varies depending on the age and place of residence of the insured person. The premiums for 2026 are shown here.
For medical reasons and prescribed by a doctor in a recognized spa: Up to CHF 30 per day for up to 21 days per calendar year for spa treatments and convalescence cures in Switzerland.
Outpatient birth or birth at home: CHF 300 per birth.
Waiting period: 270 days.
Costs for healthy new born babies not covered by basic insurance.
Up to CHF 60 per day for parent's accomodation costs.
This benefit also applies to foster children and stepchildren.
Up to CHF 30 per day during a maximum of 30 days per calendar year.
No coverage.
No coverage.
No coverage.
No coverage.
No coverage.
Not specified.
During a maximum of 180 days within 365 consecutive days (medically necessary, no chronic medical condition).
Expert second opinion before a planned surgery.
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