Concordia General Hospital Insurance

  • Inpatient insurance general ward

General

General information:

Acceptance not guaranteed. Health check by Concordia beforehand.

Model:
General ward
Choice of hospital and doctor:

Full coverage in the general ward in all hospitals in Switzerland recognized by Concordia. 

Notice period:

The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.

Premiums and discounts:

Amount of premiums varies depending on the age and place of residence of the insured person. The premiums for 2026 are shown here.

Spa and convalescent therapy:

For medical reasons and prescribed by a doctor in a recognized spa: Up to CHF 30 per day for up to 21 days per calendar year for spa treatments and convalescence cures in Switzerland.

Maternity:

Outpatient birth or birth at home: CHF 300 per birth.
Waiting period: 270 days.
Costs for healthy new born babies not covered by basic insurance.

Rooming in:

CHF 60 per day for parent's accomodation costs.

Home help:

CHF 30 per day during a maximum of 30 days per calendar year.

Home care:

No benefits.

Emergency transport costs:

No benefits.

Search and rescue costs:

No benefits.

Repatriation:

No benefits.

Hospital abroad:

No benefits.

Rehabilitation stationary:

Not specified.

Psychiatry:

Insurance coverage is offered for a maximum of 180 days within 365 consecutive days, provided that the stay in the corresponding clinic is medically necessary, but there is no chronic medical condition.

Additional services:

Expert second opinion before a planned surgery.

Scope of services

Scope of services
Spa and convalescent therapy
Maternity
Rooming in
Home help
Home care
Search and rescue
Repatriation
Hospital abroad
Selection of hospitals

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  • Leading Swiss online bank with FINMA license

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  • No account fees

  • Banking partner: Swissquote

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Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

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  • CHF 100.- Migros voucher upon conclusion

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  • Premium guarantee: No increase

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  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

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