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Concordia Private Hospital Insurance

Inpatient insurance private ward

General

General information:

Acceptance not guaranteed. Health check by Concordia beforehand.

Model:

Private ward

Choice of hospital and doctor:

Free choice of doctor in the private ward in all hospitals recognized by Concordia worldwide.

Notice period:

The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.

Premiums and discounts:

Amount of premiums varies depending on the age and place of residence of the insured person. Optional deductible: up to 62% discount. The premiums for 2026 are shown here.

Selection of relevant Swiss hospitals:

Hirslanden St. Anna, Hirslanden Stephanshorn, Hirslanden Belair, Hirslanden AndreasKlinik Cham Zug, Hirslanden La Colline, Hirslanden Birshof, Hirslanden Klinik Im Park, Hirslanden Salem-Spital, Hirslanden Beau-Site, Hirslanden Permanence, Hirslanden Aarau, Hirslanden St. Anna - Meggen, Hirslanden Bois-Cerf, Hirslanden Cecil, Hirslanden Zürich, Merian Iselin, Reha Rheinfelden, Schulthess Klinik, Klinik Susenberg, Privatklinik Hohenegg, Clinic Bad Ragaz, Clinique Générale-Beaulieu, Lindenhofgruppe Lindenhofspital, Lindenhofgruppe Sonnenhofspital, Lindenhofgruppe Engeriedspital, Klinik Pyramide am See, Klinik Bethesda, Klinik Tiefenbrunnen, SMN Clinica Ars Medica, SMN Clinica Sant'Anna, SMN Clinique Générale, SMN Clinique Montbrillant, SMN Clinique Valmont, SMN Clinique de Genolier, SMN Clinique de Montchoisi, SMN Clinique de Valère, SMN Hôpital de la Providence, SMN Privatklinik Bethanien, SMN Privatklinik Obach, SMN Privatklinik Villa im Park, SMN Schmerzklinik Basel

Spa and convalescent therapy:

For medical reasons and prescribed by a doctor in a recognized spa: Up to CHF 70 per day for up to 21 days per calendar year for spa treatments and convalescence cures in Switzerland.

Maternity:

Outpatient birth or birth at home: CHF 1500 per birth.
Waiting period: 270 days.
Costs for healthy new born babies not covered by basic insurance.

Rooming in:

CHF 60 per day for parent's accomodation costs.

Home help:

CHF 70 per day during a maximum of 30 days per calendar year.

Home care:

No benefits.

Emergency transport costs:

No benefits.

Search and rescue costs:

No benefits.

Repatriation:

No benefits.

Hospital abroad:

Coverage of elective treatments only possible with request. Emergency treatments: covered if not exceeding Swiss tariffs.

Rehabilitation stationary:

Not specified.

Psychiatry:

Insurance coverage is offered for a maximum of 180 days within 365 consecutive days, provided that the stay in the corresponding clinic is medically necessary, but there is no chronic medical condition.

Additional services:

Expert second opinion before a planned surgery.