Migros Bank M-Card

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  • BenutzernameMoneyland User Questions
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What are the differences between the M-Card from Migros Bank and the Migros Bank Maestro Card?

  • BenutzernameMoneyguru von moneyland.ch
  • OrtSchweiz
  • Status Expert
  • Registriert seit8/4/15
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The original free M-Card from Migros Bank ran on an internal Migros payment network. Cardholders could use the M-Card to pay for purchases at merchants in the Migros group and to withdraw money at Migros stores or Migros Bank ATMs. This card is no longer issued.

The Maestro debit card from Migros Bank, which replaced the M-Card, rund on the Maestro network from U.S. company MasterCard. It incorporates the funtions of the M-Card and can be used to withdraw money from your account at Migros stores and ATMs. However, it also lets you withdraw money at any Maestro-network ATM, and pay for purchases at any merchants which accept Maestro. Because MasterCard has a large international network, the new Migros Bank debit card can be used in many countries.

It is important to note that when you withdraw money at Swiss ATMs which are not operated by Migros Bank, you pay an out-of-network ATM withdrawal fee of 2 francs. Like the M-Card, the Migros Bank Maestro card does not have an annual fee. You can find other Migros Bank account fees here.

Private account and debit card comparison.

Best regards from Moneyguru.