Here you will find the right answers
The moneyland.ch forum lets you exchange knowledge on numerous topics related to money and get answers to your questions at any time. Join forum users and experts in discussions relating to banking, investment, insurance, retirement, telecom and everyday money topics.
Show categories
Do I need to earn a salary in order to get a loan in Switzerland? If so, how much do I have to earn in order to qualify? Are there minimum income requirements?
Greetings,
Most Swiss lenders require that loan applicants have a minimum income in order for their loan to be approved. As a rule, an income of at least 2500 Swiss francs is required. Many lenders have higher income requirements. For example, cashgateCredit only provides its 7.9% interest loan to applicants with a monthly income of 4000 francs or more.
The comprehensive loan comparison on moneyland.ch automatically limits results to offers which match your income. Just note that income is not the only eligibility requirement because lenders look at both your income and your expenses when deciding whether or not you can afford a loan. Even if you have a very high income, you will not likely be approved if your expenses consume all or most of your income.
More on this topic:
Interactive loan comparison
Getting a loan in Switzerland: Criteria
Loan calculator
Refinancing a loan
Low-Cost Bank Accounts & Debit Cards
Low-Cost Bank Accounts & Debit Cards
Bank WIR Bankpaket Top
Best exchange rate: pay worldwide at the interbank rate
24 free ATM withdrawals worldwide per year
Free account & card
Yuh
No account fees
Banking partner: Swissquote
CHF 20 trading credit with code «YUHMONEYLAND»
PostFinance
For startups
2 year's free account management
Free credit card in the first year
UBS key4
50 KeyClub points as a welcome gift
Online private account with debit card
Deal of the Day 
Swiss Bank
Bank WIR Bankpaket Top
Best exchange rate: pay worldwide at the interbank rate
protected by
