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Helsana Hospital Private-Ward

Inpatient insurance private ward

General

General information:

Acceptance not guaranteed. Health check by Helsana beforehand.
For persons looking for a free choice of doctor and a one-bed room.

Model:

Private ward

Choice of hospital and doctor:

Full coverage throughout Switzerland in the private wards of all Helsana-recognized hospitals in Switzerland. Single-bed room. Free choice of doctor.

Notice period:

The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.

Premiums and discounts:

Amount of premiums varies depending on the age, place of residence and gender of the insured person. 3% discount when taking out a 3-year contract (for new customers). Minimum 5 percent family discount. Discounts ranging from 15 to 35 percent with cost-sharing (deductibles).
Premiums for over-65s are a maximum of 3x the premiums for 30-year-olds and for over-70s a maximum of 4x the premiums for 30-year-olds.

Selection of relevant Swiss hospitals:

Hirslanden St. Anna, Hirslanden Stephanshorn, Hirslanden Belair, Hirslanden AndreasKlinik Cham Zug, Hirslanden La Colline, Hirslanden Birshof, Hirslanden Salem-Spital, Hirslanden Beau-Site, Hirslanden Permanence, Hirslanden Aarau, Hirslanden St. Anna - Meggen, Hirslanden Bois-Cerf, Hirslanden Cecil, Hirslanden Zürich, Merian Iselin, Reha Rheinfelden, Schulthess Klinik, Klinik Susenberg, Privatklinik Hohenegg, Clinic Bad Ragaz, Clinique Générale-Beaulieu, Lindenhofgruppe Lindenhofspital, Lindenhofgruppe Sonnenhofspital, Lindenhofgruppe Engeriedspital, Klinik Bethesda, SMN Clinica Ars Medica, SMN Clinica Sant'Anna, SMN Clinique Générale, SMN Clinique Montbrillant, SMN Clinique de Valère, SMN Hôpital de la Providence, SMN Privatklinik Obach, SMN Privatklinik Villa im Park, SMN Schmerzklinik Basel

Spa and convalescent therapy:

For medical reasons and prescribed by a doctor in a recognized spa: Up to CHF 200 per day for up to 21 days per calendar year for spa treatments and convalescent cures in Switzerland. The minimum duration of a spa treatment is 14 days.

Maternity:

Full coverage in the private ward of all Helsana-recognized hospitals in Switzerland.
CHF 3000 birth lump sum for outpatient delivery.
Waiting period: 365 days.

Rooming in:

Cost of accomodation for an accompanying person up to CHF 200 per day during a maximum of 15 days per calendar year.

Home help:

Up to CHF 200 per day for up to 30 days per calendar year for medically prescribed home help.

Home care:

No coverage.

Emergency transport costs:

Available within the supplemental outpatient insurance by Helsana.

Search and rescue costs:

Available within the supplemental outpatient insurance by Helsana.

Repatriation:

Available within the supplemental outpatient insurance by Helsana.

Hospital abroad:

Approved costs without any limit on the amount.

Rehabilitation stationary:

Not specified.

Psychiatry:

Maximum 180 days per calendar year, if there is no chronic disease.
No coverage is given for stays in psychiatric day and inpatient clinics.

Additional services:

Intensive and transitional care (CHF 240 per day, maximum 14 days per calendar year).
Expert second opinion and fast track.
KidsCare and nanny service (maximum 120 hours each per calendar year).
Costs for the outward and return journey (inpatient stay): maximum CHF 500 per calendar year.