GLKB Hypomat fixed-rate mortgage

  • Swiss fixed-rate mortgage

  • Online mortgage

General information:

Uniform interest rate for all borrowers and property types that meet the criteria (owner-occupied, dependent-occupied, single-family homes, condominiums, vacation properties, multi-family homes). 2 to 20 years. Financing of vacation homes and apartments is possible only up to 10 years, of multi-family houses up to 15 years.

Indicative mortgage rates (in %):

Fixed-rate mortgage 2 years: 1.32%

Fixed-rate mortgage 3 years: 1.44%

Fixed-rate mortgage 4 years: 1.49%

Fixed-rate mortgage 5 years: 1.53%

Fixed-rate mortgage 6 years: 1.63%

Fixed-rate mortgage 7 years: 1.67%

Fixed-rate mortgage 8 years: 1.7%

Fixed-rate mortgage 9 years: 1.73%

Fixed-rate mortgage 10 years: 1.77%

Fixed-rate mortgage 11 years: 1.8%

Fixed-rate mortgage 12 years: 1.81%

Fixed-rate mortgage 13 years: 1.83%

Fixed-rate mortgage 14 years: 1.85%

Fixed-rate mortgage 15 years: 1.86%

Fixed-rate mortgage 16 years: 1.86%

Fixed-rate mortgage 17 years: 1.86%

Fixed-rate mortgage 18 years: 1.87%

Fixed-rate mortgage 19 years: 1.87%

Fixed-rate mortgage 20 years: 1.87%

Update:
10/24/2026
Minimum amount:
CHF 100,000
Maximum amount:
CHF 2,000,000
Types of property:
Primary residence, Holiday home, Investment property
Types of financing:
New mortgage, Refinancing, First mortgage
Conditions and costs:

No 2nd mortgage possible. Fees in the amount of CHF 200 at renewal.

Loan-to-value ratio:
The maximum loan-to-value ratio for your property is 67%.
Affordability:
Not specified.
Second mortgage:
Second mortgages are not available.
Notice period:
Not specified.
Amortization:

You don't have to pay off the first mortgage.

Interest charge frequency:

The interest must be paid quarterly.


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  • Up to CHF 100 welcome bonus

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