Revolving Credit

The term “revolving credit” or “revolving loan” refers to a type of loan which can be accessed repeatedly by a borrower in varying quantities (within the confines of a line of credit). The borrowed assets are repaid, either in part or in full, on an ongoing basis.

Standard loans, on the contrary, must be settled via a series of regular repayments. Revolving loans do not have a fixed repayment schedule.

In Switzerland, revolving loans can be accessed using credit cards (including store cards), current accounts and overdraft loans.

Some Swiss lenders offer personal loans with no fixed loan term and no fixed repayment schedule (a minimum regular repayment is generally required). These are also a form of revolving credit.

More on this topic:
Interactive personal loans comparison
Interactive loan calculator

Expert Benjamin Manz
Benjamin Manz was an expert on banking and financial topics at moneyland.ch.
Apply now

Leading Credit Cards

Free credit card

Coop Supercard

  • 3 uses. Get CHF 50 free

  • No annual fees for the Supercard credit card

  • No processing surcharge for foreign currency transactions

Learn more now
Free credit card

Migros Cumulus Visa

  • No annual fees

  • With Cumulus points

  • Without foreign currency fees

Learn more now
Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

Learn more now
Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Learn more now
Apply now

Leading Credit Cards

Free credit card

Coop Supercard

  • 3 uses. Get CHF 50 free

  • No annual fees for the Supercard credit card

  • No processing surcharge for foreign currency transactions

Learn more now
Free credit card

Migros Cumulus Visa

  • No annual fees

  • With Cumulus points

  • Without foreign currency fees

Learn more now
Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

Learn more now
Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Learn more now
Deal of the Day
×
Free credit card

Coop Supercard

3 uses. Get CHF 50 free

Learn more See all deals
Find out more

Current Offers

Free credit card

Coop Supercard

  • 3 uses. Get CHF 50 free

  • No annual fees for the Supercard credit card

  • No processing surcharge for foreign currency transactions

Learn more now
Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Benefit now
Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Learn more now
Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

Learn more now
Digital Private Banking

Managed by Alpian

  • Up to CHF 50 investment fee credit

  • Customized portfolios

  • Unlimited access to wealth advisor

Learn more for free
Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Learn more
Life Insurance

Generali

  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

Get a free quote now
Find out more

Current Offers

Free credit card

Coop Supercard

  • 3 uses. Get CHF 50 free

  • No annual fees for the Supercard credit card

  • No processing surcharge for foreign currency transactions

Learn more now
Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Benefit now
Free credit card

Swisscard Cashback Cards Amex

  • No annual fees

  • Two cards Amex & Visa/Mastercard

  • With cash back

Learn more now
Free credit card

PKZ Insider Card Visa

  • Welcome Bonus of CHF 100

  • No annual fees forever

  • Double bonus with PKZ and up to 1% worldwide

Learn more now
Digital Private Banking

Managed by Alpian

  • Up to CHF 50 investment fee credit

  • Customized portfolios

  • Unlimited access to wealth advisor

Learn more for free
Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Learn more
Life Insurance

Generali

  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

Get a free quote now
Swiss personal loan comparison

Find the right loan now

Compare now

Information

About moneyland.ch

 

moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. More than 100 unbiased comparison tools and calculators are available on moneyland.ch, along with useful financial guides and timely news. The comprehensive comparison tools help you to find the right insurance policies, bank accounts, credit and prepaid cards, loans, mortgages, trading accounts and telecom products for your needs. The guarantee of independence applies.

Company
Users
Banks & Telecom
Insurance & Pensions
SSL
Swiss Made Logo
reCAPTCHA protected by
reCAPTCHA

moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. Contact us