Sanitas Hospital Top Liberty

Inpatient insurance private ward
Worldwide coverage

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General

General information:

Acceptance not guaranteed. Health check by Sanitas beforehand.

Model:

Private ward

Choice of hospital and doctor:

Free choice of doctor and hospital worldwide. Single bed room.

Notice period:

The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.

Premiums and discounts:

Amount of premiums varies depending on the age, place of residence and gender of the insured person. Discount with cost sharing (franchises) and for early payment. The last age class change is at age 91.

Selection of relevant Swiss hospitals:

Hirslanden St. Anna, Hirslanden Stephanshorn, Hirslanden Belair, Hirslanden AndreasKlinik Cham Zug, Hirslanden La Colline, Hirslanden Birshof, Hirslanden Klinik Im Park, Hirslanden Salem-Spital, Hirslanden Beau-Site, Hirslanden Permanence, Hirslanden Aarau, Hirslanden St. Anna - Meggen, Hirslanden Bois-Cerf, Hirslanden Cecil, Hirslanden Zürich, Merian Iselin, Reha Rheinfelden, Schulthess Klinik, Klinik Susenberg, Privatklinik Hohenegg, Clinic Bad Ragaz, Clinique Générale-Beaulieu, Lindenhofgruppe Lindenhofspital, Lindenhofgruppe Sonnenhofspital, Lindenhofgruppe Engeriedspital, Klinik Pyramide am See, Klinik Bethesda, Klinik Tiefenbrunnen, SMN Clinica Ars Medica, SMN Clinica Sant'Anna, SMN Clinique Générale, SMN Clinique Montbrillant, SMN Clinique Valmont, SMN Clinique de Genolier, SMN Clinique de Montchoisi, SMN Clinique de Valère, SMN Hôpital de la Providence, SMN Privatklinik Bethanien, SMN Privatklinik Lindberg, SMN Privatklinik Obach, SMN Privatklinik Villa im Park, SMN Schmerzklinik Basel

Spa and convalescent therapy:

For medical reasons and prescribed by a doctor in a recognized spa: convalescence or spa treatment up to CHF 300 per day (maximum 21 days per calendar year).
CHF 70 per day for a maximum of 21 days per calendar year for convalescent cures abroad.
CHF 300 per day for a maximum of 28 days per calendar year for cures at the Dead Sea in Israel or Jordan for the treatment of psoriasis or vitiligo.
A maximum of 1 cure in the mentioned scope is paid per calendar year.

Maternity:

Postpartum stay in a recognized birthing center. Waiting period: 9 months.

Rooming in:

No coverage.

Home help:

CHF 25 per hour (maximum CHF 1500 per calendar year).
In the event of childbirth, the aforementioned benefits are paid for a maximum of 14 days within one month of childbirth and are deducted from the maximum duration of benefits.

Home care:

Full cover (during a maximum of 90 days per calendar year).
In the event of childbirth, the aforementioned benefits are paid for a maximum of 14 days within one month of childbirth and are deducted from the maximum duration of benefits.

Emergency transport costs:

Fully covered in Switzerland. Covered abroad if organized by Sanitas Assistance.

Search and rescue costs:

In Switzerland are rescue costs covered, search costs are covered up to maximum of CHF 20,000 per claim. Covered abroad if organized by Sanitas Assistance.

Repatriation:

Costs are covered if organized by Sanitas Assistance.

Hospital abroad:

Planned treatments: Cost covered for a single room for a maximum of CHF 250,000 per hospital stay. Emergencies are covered at 100 percent.

Rehabilitation stationary:

Not specified.

Psychiatry:

Single room in any hospital worldwide.

Additional services:

Priority access: examined by a specialist within three days.
Expert second opinion.
Special private expenses (directly related to hospitalization): planned treatments maximum CHF 500 per hospitalization.
Emergencies (abroad): CHF 50 per day for a maximum of 180 hospital days per calendar year.
Hospitalization costs for healthy newborns.
The costs of accident-related aids and accident-related dental damage are covered.
Full cover even with pre-existing conditions (for a surcharge or with restriction).