Sight Deposit

Sight deposits (also known as call deposits) are deposits which can be withdrawn from a bank either without notice, or after a very short notice period. As a customer, you can withdraw all of the money making up your sight deposits whenever you choose to.

Typically, sight deposits are made up of assets stored in transactional deposit accounts, such as private accounts (checking accounts) or business accounts.

Unlike deposits with longer notice periods, sight deposits are primarily used as a means of payment, rather than as savings vehicles. Because of this, the interest earned on sight deposits is lower than that earned on deposits held in savings accounts, medium term notes, and fixed deposits.

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Expert Benjamin Manz
Benjamin Manz is CEO of and an independent expert on banking and finance.