Swica Favorit Bestcare

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Swica Favorit Bestcare

  • HMO model

  • Primary care: HMO center

  • Free quote

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General

General information:

The health insurance offer Favorit Bestcare from the insurance company Swica is a managed care insurance that requires you to visit partner medical centers before getting further medical care.

Health insurance model:
HMO model: As an HMO policy holder, you are required to get medical consultation from a doctor at an eligible HMO center before receiving further treatment. Your HMO center may then refer you to specialists, therapists or hospitals. A primary consultation from an HMO center is not necessary in the event of medical emergencies, gynecological examinations and treatments by eye doctors.
Choice of doctor:
Your choice of general practitioners is limited to doctors at HMO health centers which partner with Swica.
Pharmacy choice:
You get free choice of pharmacy
Number of policyholders:
A total of 819,802 people hold compulsory health insurance policies from Swica.
Additional child-discount:
Swica provides additional premium reductions from the third child onwards.
Administrative costs:
4.8% (ratio of adminstrative costs to risk-adjusted premiums as per BAG data).
Administrative costs per policyholder:
CHF 206 (as per the most recent BAG data).

Customer satisfaction

General satisfaction    8.0/10 (Very good)
Helpfulness    8.0/10 (Very good)
Billing: flexibility    7.7/10 (Good)
Reimbursement: time frame    8.0/10 (Very good)
Product information    7.8/10 (Good)

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