English

Swica Favorit Multichoice

Get a free quote now >>

Swica Favorit Multichoice

Multiple: Pharmacy/telemedicine
Primary care: Pharmacy, telemedicine or application

Get a free quote now >>

General

General information:

Health insurance model «Favorit Multichoice» of the insurance company Swica.

Health insurance model:

Family doctor model: When you use a family doctor policy, you are required to visit your relevant family doctor first. Your doctor may then refer you to specialists, therapists or hospitals. A primary consultation from your doctor is not necessary in the event of medical emergencies, gynecological examinations and treatments by eye doctors.

Choice of doctor:

Your choice of family doctor is limited to just one doctor from the Swica doctor list.

Medical partner:

Sante24.

Pharmacy choice:

You get free choice of pharmacy

Payment methods:

11.6% of payments are made using the tiers garant payment method, in which you pay and claim reimbursement.
88.3% of payments are tiers payant, meaning the bills are paid directly by the insurance (Swica).

Reimbursement:

The average waiting period before tiers garant reimbursement from Swica is 2.3 days.

Financial reserves:

The solvency ratio shows how available financial reserves compare to Federal Office of Public Health (FOPH) minimum reserve requirements. The solvency ratio of Swica is 106% (according to FOPH data). The minimum ratio required by the FOPH is 100%.

Number of policyholders:

A total of 727,810 people hold compulsory health insurance policies from Swica.

Additional child-discount:

Swica provides additional premium reductions from the third child onwards.

Administrative costs:

5.3% (ratio of adminstrative costs to risk-adjusted premiums as per BAG data).

Administrative costs per policyholder:

CHF 202 (as per the most recent BAG data).

Customer satisfaction

General satisfaction 8.0/10 (Very good)

Helpfulness 8.0/10 (Very good)

Billing: flexibility 7.8/10 (Good)

Reimbursement: time frame 8.0/10 (Very good)

Product information 7.8/10 (Good)

More products

Swica FAVORIT BESTCARE

Swica FAVORIT CASA

Swica FAVORIT MEDICA

Swica FAVORIT MEDPHARM

Swica FAVORIT SANTE

Swica FAVORIT TELMED

Swica Grundversicherung

Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

Alpian

CHF 75 welcome bonus with referral code LAND25.
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)

Free bank account

Yuh

No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»

Online private account

UBS key4

50 KeyClub points as a welcome gift
Online private account with debit card

Swiss Trading Platform

Cornèrtrader Special Offer

Special offer: particularly favorable conditions for Moneyland users
No custody account fees for shares
Swiss online bank with FINMA license

Special offers for Moneyland users

Moneyland Special Offers

Swiss digital bank

Alpian

CHF 75 welcome bonus with referral code LAND25.
Favorable foreign exchange rates
Multi-currency account with Visa card (CHF, EUR, USD, GBP)

Free bank account

Yuh

No account fees
Banking partner: Swissquote & Postfinance
CHF 20 trading credit with code «YUHMONEYLAND»

Online private account

UBS key4

50 KeyClub points as a welcome gift
Online private account with debit card

Swiss Trading Platform

Cornèrtrader Special Offer

Special offer: particularly favorable conditions for Moneyland users
No custody account fees for shares
Swiss online bank with FINMA license

×

Swiss digital bank

Alpian

CHF 75 welcome bonus with referral code LAND25.

Learn more See all deals

Show categories

Swica

Products

Company

Users

Banks & Telecom

Insurance & Pensions

reCAPTCHA

protected by
reCAPTCHA
Privacy - Terms

moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. Contact us