Swica Hospita General
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Acceptance not guaranteed. Health check by Swica beforehand. Swica offsets co-payments from the basic insurance against those from the supplemental (hospital) insurance. Only possible in combination with basic insurance.
Full cover in the general ward of all Swica contract hospitals throughout Switzerland and Liechtenstein.
The insurer can terminate the contract at the latest 3 months before the end of the contract or calendar year.
Rates based on the age when the insured person joined Swica. Rates don't change afterwards. Discounts for early payment. The premiums for 2026 are shown here.
The insured person can choose between the "Lifetime" tariff model and the "Closing age" tariff model.
For medical reasons and prescribed by a doctor in a recognized spa: convalescent cures up to CHF 15 per day, spa cures up to CHF 30 per day (maximum 30 days per calendar year in each case).
Full cover in the general ward of all Swica contract hospitals throughout Switzerland and Liechtenstein.
Additional costs for the newborn during the mother's confinement, the same as the mothers' cover.
Waiting period: 360 days.
No coverage.
CHF 15 per day (maximum 60 days per calendar year).
CHF 30 per day (for a maximum of 720 within 900 consecutive days).
Switzerland and abroad: 90 percent, up to CHF 20,000 per calendar year.
Switzerland and abroad: 90 percent, together with repatriation up to CHF 20,000 per event.
90 percent, together with search and rescue up to CHF 20,000 per event.
Elective treatment: Up to CHF 50 per day for boarding, up to CHF 5000 per calendar year for treatment costs.
No coverage.
No coverage.
Health advice by phone with sante24.
Second opinion by santé24 doctors.
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