General
Card network
American Express
General information
Two card set (American Express & Mastercard) for the price of one card.
General conditions
Not specified.
Spending limit
The maximum limit is CHF 80,000 per month.
Payment method
eBill, Direct debit (LSV), QR-bill
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 14% is owed.
Late payment fees
A late payment fee of CHF 30.00 per payment reminder applies.
Costs
Annual fee
In the first year, the annual fee is CHF 350.00. In subsequent years, the annual fee is CHF 700.00.
Paper invoice
Not specified.
Additional cards
Annual fee for additional card: CHF 200. Note that the set already includes two cards.
Card loss
Replacement cards are free of charge.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 2.5% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 2.5% of the purchase amount.
Exchange rate markup
1.718% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 2.50%.
Special services
Samsung Pay, Apple Pay, Google Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN
Car rental discounts
Collision and comprehensive rental car insurance coverage of up to 80,000 Swiss francs. Roadside assistance.
Frequent flyer miles
Miles & More frequent flyer program: You earn 2.4 miles for every 2 Swiss francs of purchases charged. Welcome bonus of 20,000 miles.
Insurance: death & disability
Coverage of up to 1,000,000 Swiss francs in the event of death or permanent disability.
Insurance: rescue & repatriation
Up to 60,000 Swiss francs of search and rescue costs covered.
Insurance: cancellation & assistance
Coverage of up to 15,000 Swiss francs of travel and lodging costs.
Insurance: medical expenses
Up to 10,000 Swiss francs of emergency medical expenses covered.
The "Medical expenses" insurance coverage applies exclusively to insured persons up to the age of 80.
Insurance: car rental
Collision and comprehensive rental car insurance coverage of up to 80,000 Swiss francs.
Insurance: luggage
Coverage of up to 2000 Swiss francs towards the cost of necessary items during luggage delays of 6 hours or more.
Insurance: purchase protection
Coverage of up to 2000 Swiss francs per claim against theft, robbery and accidental damage.
Insurance: warranty
Guaranteed returns up to a limit of 1000 Swiss francs per purchase.
