Swisscard American Express Platinum Card

Apply now

Swisscard American Express Platinum Card

  • Platinum credit card

  • Priority Pass Prestige

  • Concierge Service


Card network
American Express
Card type
Swisscard AECS
General information

Minimum annual income: CHF 120,000.
Fee for foreign currency or foreign transactions: 1.75% for cards in CHF, 2.5% for cards in USD or EUR.

General conditions
Not specified.
Spending limit
There is no maximum limit.
Payment method
eBill, Direct debit (LSV), QR-bill
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 14% is owed.
Late payment fees
A late payment fee of CHF 30.00 per payment reminder applies.

Customer satisfaction

General satisfaction    7.8/10 (Good)
Helpfulness    8.0/10 (Very good)
Product information    7.7/10 (Good)
Assistance    7.8/10 (Good)


Customer satisfaction
Bonus points / cash-back
Car rental discounts
Frequent flyer miles
Airport lounge access
Concierge service
Charity & sustainability
Various vouchers & discounts
Insurance: death & disability
Insurance: rescue & repatriation
Insurance: medical expenses
Insurance: flight delay & cancellation
Insurance: car rental
Insurance: luggage
Insurance: purchase protection
Insurance: return protection
Insurance: best price guarantee
Insurance: legal protection
Insurance: various


Annual fee
In the first year, the annual fee is CHF 450.00. In subsequent years, the annual fee is CHF 900.00.
Paper invoice
Additional cards

Up to 5 additional cards free of charge. Each additional card: CHF 450.

Card loss
Replacement cards are free of charge.
Purchase abroad in CHF
Purchases abroad in CHF are subject to the payment of an administrative fee. The administrative fee is 1.75% of the purchase amount.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.
Exchange rate markup
1.91% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.75%.
Special services
Samsung Pay, Apple Pay, Google Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN, Additional cards
Bonus points / cash-back

Membership Rewards program: You earn 1 Membership Rewards point for each 1 Swiss franc charged. 45,000 Rewards points as a welcome bonus. Annual fee can be paid with Membership Rewards points.

Car rental discounts

Discounts at Avis, Hertz, Sixt.

Airport lounge access

Priority Pass Prestige membership (unlimited lounge visits).

Concierge service

The concierge service is provided by Ten Lifestyle Management Switzerland GmbH. The first 30 requests per calendar year are free of charge. For every additional request, a charge of 10,000 Membership Rewards points or CHF 50 applies.

Various vouchers & discounts

Select privileges for American Express members. An annual Swiss voucher with a value of CHF 100.

Insurance: death & disability

Coverage of up to 1,000,000 Swiss francs in the event of death or permanent disability.

Insurance: rescue & repatriation

Up to 60,000 Swiss francs of search and rescue costs covered.

Insurance: cancellation & assistance

Coverage of up to 30,000 Swiss francs of travel and lodging costs in the event of trip cancellation, trip interruption or trip delay.

Insurance: medical expenses

Coverage of up to 3,000,000 Swiss francs of medical treatment and hospital costs.

The "Medical expenses" insurance coverage applies exclusively to insured persons up to the age of 80.

Insurance: car rental

Fully comprehensive insurance up to 120,000 francs. Roadside assistance.

Insurance: luggage

Coverage of up to 6000 Swiss francs.

Insurance: purchase protection

Coverage of up to 3000 Swiss francs per claim against theft, robbery and accidental damage within 90 days of purchase.

Insurance: warranty

Guaranteed returns up to a limit of 3000 Swiss francs per purchase.
Warranty extended up to 24 additional months (purchases up to 3000 francs).