Swisscard American Express Platinum Card

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Swisscard American Express Platinum Card

  • Platinum credit card

  • Priority Pass Prestige

  • Concierge Service

  • 75,000 membership rewards welcome points

General

Card network
American Express
Card type
Platinum
Currency
CHF, USD, EUR
General information

Minimum annual income: CHF 120,000.
Fee for foreign currency or foreign transactions: 1.75% for cards in CHF, 2.5% for cards in USD or EUR.

General conditions
Not specified.
Spending limit
There is no maximum limit.
Payment method
eBill, Direct debit (LSV), QR-bill
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 12% is owed.
Late payment fees
A late payment fee of CHF 30.00 per payment reminder applies.

Customer satisfaction

General satisfaction    7.8/10 (Good)
Helpfulness    8.1/10 (Very good)
Product information    7.8/10 (Good)
Assistance    7.9/10 (Good)

Ratings

Customer satisfaction
Bonus points / cash-back
Car rental discounts
Frequent flyer miles
Airport lounge access
Concierge service
Charity & sustainability
Various vouchers & discounts
Insurance: death & disability
Insurance: rescue & repatriation
Insurance: medical expenses
Insurance: flight delay & cancellation
Insurance: car rental
Insurance: luggage
Insurance: purchase protection
Insurance: return protection
Insurance: best price guarantee
Insurance: legal protection
Insurance: various

Costs

Annual fee
The annual fee is CHF 900.00.
Paper invoice
Kostenlos.
Additional cards

Up to 5 additional cards free of charge (1 additional metal Platinum card, 4 additional cards as American Express Gold Card or American Express Card). Each additional card: CHF 450.

Card loss
Replacement cards are free of charge.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 1.75% of the purchase amount.
Exchange rate markup
1.838% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 1.75%.
Special services
Samsung Pay, Apple Pay, Google Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN, Additional cards
Bonus points / cash-back

Membership Rewards program: You earn 1 Membership Rewards point for each 1 Swiss franc charged. 75,000 Rewards points as a welcome bonus. Annual fee can be paid with Membership Rewards points.

Car rental discounts

Discounts at Avis, Hertz, Sixt.

Frequent flyer miles

Membership Rewards points can be exchanged for airline miles.

Airport lounge access

Priority Pass Prestige for access to airport lounges: All admissions are free of charge.

Concierge service

The concierge service is provided by Ten Lifestyle Management Switzerland GmbH. The first 30 requests per calendar year are free of charge. For every additional request, a charge of 10,000 Membership Rewards points or CHF 50 applies.

Various vouchers & discounts

Select privileges for American Express members. An annual Swiss voucher with a value of CHF 100.

Insurance: death & disability

Coverage of up to 1,000,000 Swiss francs in the event of death or permanent disability.

Insurance: rescue & repatriation

Up to 60,000 Swiss francs of search, rescue and repatriation costs are covered.

Insurance: cancellation & assistance

Coverage of up to 30,000 Swiss francs of travel and lodging costs in the event of trip cancellation, trip interruption or trip delay.

Insurance: medical expenses

Coverage of up to 3,000,000 Swiss francs of medical treatment and hospital costs. No coverage in Switzerland.

The "Medical expenses" insurance coverage applies exclusively to insured persons up to the age of 80.

Insurance: car rental

Fully comprehensive insurance up to 120,000 francs (for a rental period of up to 31 days). Roadside assistance.

Insurance: luggage

Luggage insurance up to 6000 Swiss francs.

Insurance: purchase protection

Shopping insurance: in the event of theft, destruction or damage within 90 days of purchase up to CHF 3000.

Insurance: warranty

Guaranteed returns up to a limit of 3000 Swiss francs per purchase, value of products is at least CHF 60 (within 90 days of purchase).
Warranty extended up to 24 additional months (up to 3000 francs per calendar year, value of products is at least CHF 100).
Local coverage of warranty extension: Switzerland, Switzerland's neighboring countries, Luxembourg.


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