swisscard Visa Card

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swisscard Visa Card

  • Free credit card

  • No annual fees

Apply now

General

Card network
Visa
Card type
Standard
Currency
CHF
General information

«Free» credit card from Swisscard.
No fees for foreign currency or international transactions.
Minimum annual income: CHF 25,000.

General conditions
Not specified.
Spending limit
The maximum limit is CHF 20,000 per month.
Payment method
eBill, Direct debit (LSV), QR-bill
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 12% is owed.
Late payment fees
A late payment fee of CHF 30.00 per payment reminder applies.

Customer satisfaction

General satisfaction Not specified.
Helpfulness Not specified.
Product information Not specified.
Assistance Not specified.

Ratings

Customer satisfaction
Bonus points / cash-back
Car rental discounts
Frequent flyer miles
Airport lounge access
Concierge service
Charity & sustainability
Various vouchers & discounts
Insurance: death & disability
Insurance: rescue & repatriation
Insurance: medical expenses
Insurance: flight delay & cancellation
Insurance: car rental
Insurance: luggage
Insurance: purchase protection
Insurance: return protection
Insurance: best price guarantee
Insurance: legal protection
Insurance: various

Costs

Annual fee
There is no annual fee to pay.
Paper invoice
The monthly paper invoice costs CHF 1.95.
Additional cards

Additional cards: free of charge.

Card loss
A replacement card costs CHF 25.00.
Purchase abroad in foreign currency
Purchases abroad or online in foreign currencies are free of charge.
Exchange rate markup
1.838% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 0%.
Special services
Samsung Pay, Apple Pay, Google Pay, Contactless payments, Mobile access, Online account, PIN
Insurance: warranty

Guaranteed returns up to a limit of 1000 Swiss francs per purchase, value of products is at least CHF 60 (within 90 days of purchase).

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Special offers for Moneyland users

Moneyland Special Offers

Special Offer: CHF 30/m

Fiber & Sky Show

  • Fiber internet (2.5 Gbps) & premium series

  • Free activation (worth CHF 99)

  • CHF 30/m for 3 months (then CHF 42.90/m)

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Free bank account

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  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

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Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

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Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

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Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

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Special offers for Moneyland users

Moneyland Special Offers

Special Offer: CHF 30/m

Fiber & Sky Show

  • Fiber internet (2.5 Gbps) & premium series

  • Free activation (worth CHF 99)

  • CHF 30/m for 3 months (then CHF 42.90/m)

Learn more
Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Benefit now
Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Benefit now
Online private account

UBS Banking for adults

  • Open and manage your account, savings account, and cards easily in the UBS Mobile Banking App

  • Plus KeyClub rewards program

  • 50 CHF welcome gift

Learn more
Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Benefit now
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Special Offer: CHF 30/m

Fiber & Sky Show

Fiber internet (2.5 Gbps) & premium series

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