SWISS Miles & More World Mastercard Gold

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SWISS Miles & More World Mastercard Gold

  • Gold credit card

  • With airline miles

General

Card network
Mastercard
Card type
Gold
Currency
CHF
General information

Two card set (American Express & Mastercard) for the price of one card.

General conditions
Not specified.
Spending limit
The maximum limit is CHF 30,000 per month.
Payment method
eBill, Direct debit (LSV), QR-bill
Carrying balances
Carrying balances possible. If the invoice is not paid by the set deadline, an effective annual interest of 12% is owed.
Late payment fees
A late payment fee of CHF 30.00 per payment reminder applies.

Customer satisfaction

General satisfaction Not specified.
Helpfulness Not specified.
Product information Not specified.
Assistance Not specified.

Ratings

Customer satisfaction
Bonus points / cash-back
Car rental discounts
Frequent flyer miles
Airport lounge access
Concierge service
Charity & sustainability
Various vouchers & discounts
Insurance: death & disability
Insurance: rescue & repatriation
Insurance: medical expenses
Insurance: flight delay & cancellation
Insurance: car rental
Insurance: luggage
Insurance: purchase protection
Insurance: return protection
Insurance: best price guarantee
Insurance: legal protection
Insurance: various

Costs

Annual fee
In the first year, the annual fee is CHF 110.00. In subsequent years, the annual fee is CHF 220.00.
Paper invoice
The monthly paper invoice costs CHF 1.95.
Additional cards

Annual fee for additional card: CHF 80. Note that the set already includes two cards.

Card loss
A replacement card costs CHF 25.00.
Purchase abroad in foreign currency
For purchases abroad or online in foreign currencies there is an administrative fee of 2.5% of the purchase amount.
Exchange rate markup
1.838% is the average markup of the EUR/CHF exchange rate against the interbank rate according to the latest regular samplings of moneyland.ch. The actual markup may vary daily.
Cash withdrawal in Switzerland
Per cash withdrawal in Switzerland there is a fee of 4% of the amount with a minimum of CHF 10.00.
Cash withdrawal abroad:
Per cash withdrawal abroad there is a fee of 4% of the amount with a minimum of CHF 10.00. Additionally, there is an administrative fee of 2.50%.
Special services
Samsung Pay, Apple Pay, Google Pay, 24-hour service, Contactless payments, Mobile access, Online account, PIN
Car rental discounts

Discounts at Sixt.

Frequent flyer miles

Miles & More frequent flyer program: You earn 0.8 miles for every 2 Swiss francs of purchases charged. Welcome bonus of 5000 miles.

Insurance: death & disability

Coverage of up to 700,000 Swiss francs in the event of death or permanent disability.

Insurance: rescue & repatriation

Up to 60,000 Swiss francs of search, rescue and repatriation costs are covered.

Insurance: cancellation & assistance

Coverage of up to 150 Swiss francs towards additional costs resulting from eligible flight delays, flight cancellations or missed connections.

Insurance: luggage

Coverage of up to 700 Swiss francs towards the cost of necessary items during luggage delays of 6 hours or more.

Insurance: purchase protection

Coverage of up to 750 Swiss francs per claim against theft, robbery and accidental damage (within 90 days of purchase).


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Life Insurance

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Online private account

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  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

Special offers for Moneyland users

Moneyland Special Offers

Swiss Trading Platform

Swissquote

  • Leading Swiss online bank with FINMA license

  • Free multicurrency account & low commissions

  • Access to more than 3 million products (shares, ETFs, crypto and more)

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote

  • CHF 20 trading credit with code «YUHMONEYLAND»

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Life Insurance

Generali

  • CHF 100.- Migros voucher upon conclusion

  • Death coverage

  • Premium guarantee: No increase

Online private account

UBS key4

  • 50 KeyClub points as a welcome gift

  • Online private account with debit card

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