Travel insurance

TCS Legal Protection

  • Standard coverage

  • Non-TCS-member offer

General

General information:

Worldwide coverage. 

Private legal protection: In Switzerland and Europe up to CHF 750,000, worldwide up to CHF 200,000 (Standard variant). For private legal protection, there is also a Plus variant with higher coverages and more expensive premiums.

Traffic legal protection: In Switzerland and Europe up to CHF 1 million, worldwide up to CHF 100,000 (Standard variant). For traffic legal protection, there is also a Plus variant with higher coverages and more expensive premiums.

The legal protection insurance is provided by Assista Legal Protection AG. 

Insured persons:

Within the scope of individual insurance: the policyholder.

Within the scope of household insurance for private legal protection: the policyholder and those persons who living permanently with him/her in the same household. In addition: children in education who regularly return to his household as weekly residents, but no later than the age of 25.

Within the scope of household insurance for traffic legal protection: the policyholder and the family members living in the same household (children up to 25 years).

Coverage Switzerland:
CHF 750,000
Coverage Europe:
CHF 750,000
Coverage World:
CHF 200,000
Insurance rate (comments):

Stamp taxes of 5 percent included. There is a discount of 17.5% (private legal protection) or 11.5% (traffic legal protection) for TCS members.

Personal legal protection - individual:
CHF 285.00
Motor legal protection - individual:
CHF 78.00
Personal & motor legal protection - individual:
CHF 320.25
Personal legal protection - family:
CHF 310.00
Motor legal protection - family:
CHF 112.00
Personal & motor legal protection - family:
CHF 384.80
Choice of legal representation:

Choice of legal representation: the insurance company has the right to reject a lawyer proposed by the insured person. The insured person may then propose three lawyers from different law firms in the relevant jurisdiction, from which the insurance company can select the lawyer to be appointed.

Termination of contract:

The insurer can terminate the contract: at the latest 30 days before the annual due date. After every insured event for which a claim is payable. 

Contract duration:

Minimum contract duration: 1 year. If the contract is not terminated by the day of the annual due date, the contract is renewed annually.

Waiting period:

The insurance coverage will be granted if the legal case arose after a waiting period of 2 months after the commencement of the insurance.
The waiting periods do not apply if there is prior insurance for the same risk and seamless insurance cover.
The waiting periods also apply if new risks and/or new benefits or new insured persons are included.

Minimum amount in dispute:

Private legal protection: No minimum amount in dispute.
Traffic legal protection: Minimum amount in dispute for external services of 2000 Swiss francs. In the case of legal matters in which the other party is represented by a lawyer, no minimum amount in dispute applies.

Personal legal expense coverage:
Civil damages law, Assistance to victims, Criminal law, Insurance law, Tenancy law, Labor law, Contract law, Patient law
Personal legal protection (comments):

Coverage by TCS Private Legal Protection.
Special cover: travel law and tax law.
TCS also offers legal protection insurance for buildings and the Internet.

Driver legal expense coverage:
Civil damages law, Criminal law, Insurance law, Disqualification from driving, Vehicle contract law
Motor legal protection (comments):

Exclusions (examples): If the driver was not authorized to drive the vehicle. When acquiring or re-acquiring a driver’s license.

Legal protection advisory services:
Personal law, Family law, Inheritance law
Legal protection advisory (comments):

Advice in the area of personal, family, school (including daycare center) and inheritance law as well as child and adult protection up to a maximum of CHF 500 per case (if an external lawyer must be consulted, max. 1 case). Coverage limited to Switzerland and Liechtenstein. 

General coverage:
Lawyers' fees, Travel expenses, Court fees, Counterparty's fees, Mediation, Expert reports, Penalty order
Additional services:

Costs of mediation covered.
The costs of translations are covered if they are arranged with the consent of Assista or by a court.

Scope of services

Total scope
Personal legal protection
Motor legal protection
Scope of advisory services
Minimum amount in dispute
Mediation
Waiting period
Choice of legal representation
Contract duration
Coverage Switzerland
Coverage Europe
Coverage World

Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Special offers for Moneyland users

Moneyland Special Offers

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Free bank account

Yuh

  • No account fees

  • Banking partner: Swissquote & Postfinance

  • CHF 20 trading credit with code «YUHMONEYLAND»

Deal of the Day
×
Funds

Allianz Fund Investments

Special offer with CHF 200 welcome bonus