Vaudoise PlanoProtect

  • Death coverage

  • Pillar 3a or 3b

General information:

Available as pillar 3a or as pillar 3b account. Pure term insurance with constant insurance sum in case of death (optionally with waiver of premium in the event of disability). 

Type of insurance:
Constant
Age:

Minimum entry age: 16 years. Maximum entry age 3a: 62 years (women) or 63 years (men). Maximum entry age 3b: 73 years (women and men). Maximum payment age 3a: 64 years (women) or 65 years (men). Maximum payment age 3b: 75 years (women and men).

Validity:

Worldwide.

Exclusions:

In the event of suicide within the first 3 years, no insurance coverage applies; the premiums paid in will be refunded. No premium waiver is granted in the event of incapacity for work due to attempted suicide.

No premium waiver will be granted in case of incapacity for work due to brawl, scuffle or active participation of riots of any kind. The standard regulations of the Swiss life insurance companies apply during military service and war.

Premiums and discounts:

Premium agreed upon conclusion of the contract is guaranteed for the entire duration of the contract. Quarterly, semi-annual or annual premium payment possible.

Profit participation:

Possible dividends can be applied to premiums.

Death benefit amount:

Constant sum insured possible from 5000 francs.

Term:

Between minimum of 2 years and maximum of 50 years.

Waiver of premium:

Premium waiver after expiry of a waiting period in the event of disability. Depending on the degree of disability, full or partial exemption from the obligation to pay premiums. A degree of disability of less than 25% does not constitute a waiver of premium, while a degree of disability of at least 70% constitutes a full waiver of premium.

Beneficiaries:

The beneficiaries entitled to the benefits are the following: surviving spouse, direct descendants, parents, siblings and other heirs. With a pillar 3b pension plan, the customer can also appoint third parties.

Special services:
Waiver of premium, Gross negligence cover, Pillar 3a, Pillar 3b
Additional services:

No benefit cut in case of gross negligence.


Special offers for Moneyland users

Moneyland Special Offers

Credit card promotion

SWISS Miles & More Gold

  • Starting bonus: 50,000 miles with promo code “MM24GC50”

  • Only half the fee in the 1st year

  • Gold card duo Visa & Amex

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Gold subscription

Philoro Schweiz AG

  • Secure CHF 20 starting credit with the ML24 voucher

  • Invest in gold monthly from CHF 25

  • Withdrawable at any time or available as gold

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Special offers for Moneyland users

Moneyland Special Offers

Credit card promotion

SWISS Miles & More Gold

  • Starting bonus: 50,000 miles with promo code “MM24GC50”

  • Only half the fee in the 1st year

  • Gold card duo Visa & Amex

Funds

Allianz Fund Investments

  • Special offer with CHF 200 welcome bonus

  • No prior knowledge necessary: Advice from experts

  • One of the 10 largest asset managers worldwide

Swiss digital bank

Alpian

  • CHF 100 welcome bonus

  • Favorable foreign exchange rates

  • Multi-currency account with Visa card (CHF, EUR, USD, GBP) 

Gold subscription

Philoro Schweiz AG

  • Secure CHF 20 starting credit with the ML24 voucher

  • Invest in gold monthly from CHF 25

  • Withdrawable at any time or available as gold

Swiss Trading Platform

Cornèrtrader Special Offer

  • Special offer: particularly favorable conditions for Moneyland users

  • No custody account fees for shares

  • Swiss online bank with FINMA license

Swiss Broker

Saxo Bank Special Offer

  • Special offer: Reimbursement of brokerage fees up to CHF 200 for 90 days

  • Licensed Swiss bank (FINMA)

  • Free expert research and trading signals

Deal of the Day
×
Credit card promotion

SWISS Miles & More Gold

Starting bonus: 50,000 miles with promo code “MM24GC50”