Assura PreventoMed

  • Multiple: Telemedicine/pharmacy/family doctor

  • Primary care: Telemedicine/pharmacy/family doctor

General

General information:

Health insurance model «PreventoMed» of the insurance company Assura. There is no deductible for certain preventive examinations.

Health insurance model:
Pharmacy model: Holders of pharmacy-model policies are required to visit pre-specified pharmacies as a first stop. From there they are referred to doctors, specialists, therapists, or hospitals.
Choice of doctor:
Your choice of family doctor is limited to just one doctor from the Assura doctor list.
Pharmacy choice:
Choice of pharmacies is limited to those on the Assura PreventoMed pharmacy list.
Number of policyholders:
A total of 682,061 people hold compulsory health insurance policies from Assura.
Additional child-discount:
Assura provides additional premium reductions from the second child onwards.
Administrative costs:
6.7% (ratio of adminstrative costs to risk-adjusted premiums as per BAG data).
Administrative costs per policyholder:
CHF 262 (as per the most recent BAG data).

Customer satisfaction

General satisfaction    7.2/10 (Satisfactory)
Helpfulness    7.3/10 (Satisfactory)
Billing: flexibility    7.0/10 (Acceptable)
Reimbursement: time frame    7.3/10 (Satisfactory)
Product information    7.3/10 (Satisfactory)

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